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Insurance Advisors

Bee Braganza Bee Braganza FLMI®, ACS®, CLU®, AIAA™, CHS®
Manager, Insurance Advisory Services
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6801 or (416) 385-6801

bbraganza@cdspi.com
www.cdspi.com/insurance

As the Manager of the Insurance Advisory team, Bee Braganza leads a team of experienced insurance advisors who specialize in providing guidance and advice tailored to the needs of dental professionals across Canada.

Bee joined CDSPI in 1992 and has over 20 years of experience in the insurance industry. She has obtained several industry designations including, Chartered Life Underwriter® (CLU®), Fellow, Life Management Institute™ (FLMI®), Associate, Customer Service™ (ACS®), Associate, Insurance Agency Administration™ (AIAA™) and Certified Health Insurance Specialist (CHS®). She is also licensed as a Level 2 general insurance broker and as a life and accident and sickness advisor.

In addition to providing expert advice, Bee and her team strive to deliver an exceptional customer experience and over the years, they have been recognized by numerous members of the Canadian dental community for their actions.

Outside of work, Bee is an active member in her community where she participates in a wide range of volunteer activities, including youth programs.

Julie Berthiaume Julie Berthiaume
Senior Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6804 or (416) 385-6804

jberthiaume@cdspi.com
www.cdspi.com/insurance

Julie Berthiaume joined CDSPI in 2005. In her current role as Senior Advisor, Julie provides educational sessions on insurance and risk management strategies to dentists and dental students across Canada.

With over ten years of industry experience and an extensive background in claims, Julie uses her experience and expertise to advise dental students and dentists on their personal and professional insurance needs. In her visits to dental schools, Julie provides insights and educates students on the risks that can be addressed with insurance and ways to help protect their financial future.

Julie holds a Bachelor of English degree from Carleton University in Ottawa. She is licensed as a general insurance broker and a life and accident and sickness insurance advisor. In Quebec, Julie is licensed as a Financial Security Advisor and Advisor in Group-Insurance Plans.

Penny Cenac Penny Cenac
Professional Insurance Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6836 or (416) 385-6836

pcenac@cdspi.com
www.cdspi.com/insurance

Penny Cenac joined CDSPI Advisory Services Inc. in 2013. In her role as an insurance advisor, Penny provides her expertise to meet the personal and professional insurance needs of the dental community. This includes helping dentists protect themselves against potential risks they face in their practice.

Penny graduated with a Bachelor of Science degree in Economics and Management from the University of the West Indies in Saint Augustine, Trinidad and Tobago. Following her university education, she became licensed for mutual funds following the successful completion of a mutual funds course from the Investment Funds Institute of Canada (IFIC). Prior to joining CDSPI, Penny held sales roles at two of Canada’s major insurance and investment providers. Penny is licensed as a general insurance broker and as a life and accident and sickness insurance advisor.

In her spare time, Penny enjoys singing and is an active member of a community choir. She is also an avid reader and loves hosting parties and activities for her friends and family.

Sasha Glavic Sasha Glavic
Bilingual Professional Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6803 or (416) 385-6803

sglavic@cdspi.com
www.cdspi.com/insurance

Sasha Glavic joined CDSPI Advisory Services Inc. in 2014. In his current role as a bilingual insurance advisor, Sasha provides insurance advice and solutions to dental students and dental professionals across Canada.

With several years of industry experience, along with a background in home and auto products, Sasha uses his expertise to advise dental students and dentists on their personal and professional insurance needs. Visiting dental schools across Canada, Sasha educates students on the risks that can be addressed with insurance and how to help protect their financial future.

Sasha holds a Bachelor degree from Windsor University. He is licensed as a general insurance broker and a life and accident and sickness insurance advisor.

Prior to joining CDSPI, Sasha played professional football for 6 years. Three of those years were in Switzerland and the other three were in the CFL, where he played for the Hamilton Tiger Cats. In his spare time, Sasha enjoys sports and spending time with his family and friends.

Thierry Kagubari Thierry Kagubari
Bilingual Professional Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6795 or (416) 385-6795

tkagubari@cdspi.com
www.cdspi.com/insurance

Thierry Kagubari joined the CDSPI Insurance Advisory team in 2013. In his role as a bilingual insurance advisor, Thierry provides specialized advice to help dentists protect themselves from the personal and professional risks they may face throughout their dentistry careers.

Thierry received his Bachelor of Business Economics degree from York University in Toronto. He went on to obtain the Canadian Risk Management (CRM) and the Enterprise Risk Management (ERM) designations. He also completed the Canadian Investment Funds Course. Thierry is licensed as a general insurance broker and as a life and accident and sickness insurance advisor. Prior to joining CDSPI, Thierry held advisory roles at two of Canada’s major insurance and financial service companies.

Thierry’s interests outside of work include reading, sports and travelling. He also volunteers his time to support local community initiatives.

Anca Poirier Anca Poirier
Bilingual Professional Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext 6860 or (416) 385-6860

apoirier@cdspi.com
www.cdspi.com/insurance

Anca Poirier joined CDSPI in 2006. In her current role as a bilingual advisor on the CDSPI Insurance Advisory team, she provides personal and professional insurance guidance and advice to Canadian dental professionals and their families.

Anca is licensed as a general insurance broker and a life and accident and sickness insurance advisor. She holds a Bachelor of Arts degree in Linguistics from Ovidius University in Constanța, Romania.

With her many years of dentistry-related insurance experience, Anca provides guidance to dentists on a range of situations. She has developed specialized knowledge in the area of risk management for dentists who are considering building a practice or renovating an existing building.

Anca has a variety of interests outside work, including attending musicals, reading, travelling and spending time outdoors.

Renata Whiteman Renata Whiteman
Senior Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6806 or (416) 385-6806

rwhiteman@cdspi.com
www.cdspi.com/insurance

Renata Whiteman joined CDSPI Advisory Services Inc. in 2000. In her current role as a senior advisor within the insurance advisory team, Renata advises a range of clients, including dental specialists, general dentists and students on insurance plans to meet their specific insurance needs.

With over 20 years of experience in the insurance industry, Renata shares her knowledge of insurance risk management with dentists across Canada by presenting at regional component societies, study club meetings and convention Continuing Education courses. Prior to joining CDSPI, Renata was an insurance broker at a home and auto brokerage.

Renata holds a Bachelor of Science degree in Biochemistry from the University of Santo Amaro, in São Paulo, Brazil. Renata is licensed as a Level 2 general insurance broker and as a life and accident and sickness insurance advisor.

Renata enjoys working with her clients as they achieve milestones, such as the purchase of their first practice. She takes great pleasure in meeting with dentists face to face during her travel and presentations.

Olga Yoffe Olga Yoffe
Bilingual Professional Advisor
CDSPI Advisory Services Inc.

Phone: 1-800-561-9401 ext. 6805 or (416) 385-6805

oyoffe@cdspi.com
www.cdspi.com/insurance

Olga Yoffe joined the CDSPI Insurance Advisory team in 2003. In her current role as a bilingual insurance advisor, Olga provides guidance and advice to Canadian dental professionals on their insurance needs.

Prior to this role, Olga specialized in the claims area, helping dentists navigate the claims process. Olga utilizes her background and many years of experience in the insurance industry to offer guidance on insurance protection strategies and insurance risks that arise from not having adequate insurance coverage. She is licensed as a general insurance broker and as a life and accident and sickness insurance advisor.

Olga received a Bachelor of Arts degree in French to English Translation from Concordia University in Montréal. She keeps current on developments in the insurance industry through taking a variety of industry-related courses.

In her spare time, Olga enjoys playing the piano, travelling and sampling different cuisines from around the world.


Advisory services are provided by licensed advisors at CDSPI Advisory Services Inc. Restrictions may apply to advisory services in certain jurisdictions.