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One is all it take

ONE is all it takes. One incident can change your professional life – and your perspective on malpractice insurance.

The frequency and size of malpractice claims are on the rise in Canada. In recent years, individual claims worth millions of dollars have been launched. Although rare, these cases can lead to disastrous financial losses for those who aren’t adequately insured.

The good news is that you can significantly increase your malpractice coverage with Ontario Excess Malpractice Insurance from CDSPI1, for just a few dollars a week.


Excess Coverage Options Annual Premium (for excess coverage)2 Weekly Premium3
$1 M $64.51 $1.24
$2 M $115.19 $2.22
$3 M $159.42 $3.07
$8 M $378.74 $7.28
$23 M $764.54 $14.70


Dentists in Ontario can access coverage of up to $23 million for each claim, above the mandated primary coverage2.

You strive to provide the highest level of care, you deserve the peace of mind that comes with no longer having to worry about the one.

Download Ontario Excess Malpractice Insurance Plan Sheet
Download Ontario Excess Malpractice Insurance Application

Note: To view these documents, you will need to have Adobe Acrobat Reader installed on your computer.

When Applying for Ontario Excess Malpractice Coverage

If you would like assistance in completing the Ontario Excess Malpractice Insurance application, contact an insurance advisor at CDSPI Advisory Services Inc. at 1-800-561-9401.

1. You must be a dentist licensed to practice in Ontario and a member of the Ontario Dental Association to be eligible to apply. Excess Malpractice Insurance for Ontario dentists is arranged for by CDSPI Advisory Services Inc. and is underwritten by Aviva Insurance Company of Canada.
2. Based on CDSPI 2018 rates. For coverage in excess of your primary coverage of $2 million mandated by the Royal College of Dental Surgeons of Ontario (RCDSO); CDSPI Advisory Services Inc. is not affiliated with the RCDSO.
3. Based on annual premiums; weekly premium payments are not available.