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CDSPI Family of 36 Funds

CDSPI serves members of the dental community with a diversified family of investment funds managed by leading fund managers. Investors can choose from a full range of money market, bond, domestic and international equity funds, as well as managed portfolio funds for flexibility in meeting their investment goals. Round out your investment portfolio with expert insight from a Certified Financial Planner® professional who works exclusively with the dental community.1

Advantages

  • LOW FEES: Low MERs give you up to a one per cent “head start” on your investments versus comparable funds.~
  • PERFORMANCE: 100% of funds are in the top 2 quartiles for 10-year performance and 23 out of the 28 funds that are rated have an overall Morningstar rating of 4 or 5.*
  • NO SALES COMMISSIONS: No front-end or back-end loads or routine service fees for opening or closing an account or transferring money between funds.**
  • ADVICE: No-cost, non-commissioned advice from a Certified Financial Planner® (CFP®) professional with at least 15 years of financial services experience.+

 

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CDSPI Historic Fund Performance* ( as of October 31, 2017 )
Unit Values ( as of November 22, 2017 )
Funds
Managed Risk Portfolios
Corporate Class Funds
Guaranteed Fund Rates
Fund
Unit Value
Daily Change
1 Year
3 Year
5 Year
10 Year
MER†
$47.3260$0.1081-1.0 %3.1 %10.8 %5.3 %1.00 %
$17.2656($0.0302)8.7 %7.1 %9.0 %4.8 %1.20 %
$24.1484($0.0620)7.2 %7.1 %9.7 %5.5 %0.95 %
$29.6751$0.0126-0.3 %0.8 %0.9 %2.3 %0.99 %
$15.8461$0.0252-1.0 %2.8 %2.7 %4.5 %0.65 %
$25.8755($0.0411)16.9 %0.8 %5.3 %2.9 %1.50 %
$105.8021($0.2527)12.4 %7.2 %9.6 %3.3 %0.99 %
$20.0728($0.0259)11.6 %5.9 %9.2 %4.2 %1.20 %
$29.3339$0.012011.7 %6.5 %9.6 %5.3 %1.77 %
$33.3134($0.0597)14.8 %10.7 %14.2 %5.5 %1.45 %
$23.2426$0.0420-1.0 %2.2 %2.2 %4.0 %0.97 %
$42.2155($0.3409)11.9 %12.6 %15.5 %6.5 %1.50 %
$31.9121($0.2012)20.3 %14.1 %17.3 %7.8 %1.77 %
$17.8189($0.1270)0.6 %5.7 %10.0 %N/A1.75 %
$18.8917($0.0175)7.1 %2.0 %7.0 %4.1 %1.45 %
$21.8262$0.038317.1 %8.8 %12.0 %3.0 %1.30 %
$11.6635$0.00030.3 %0.3 %0.4 %0.7 %0.67 %
$20.2962$0.066114.8 %10.1 %11.8 %2.9 %1.77 %
$26.0737($0.0938)17.6 %14.6 %19.9 %9.6 %0.67 %
$32.8553($0.0061)10.6 %5.4 %7.6 %3.3 %0.67 %
$19.0748($0.1034)11.1 %10.7 %17.1 %6.8 %1.46 %
$40.6862($0.1895)17.1 %9.5 %15.8 %10.9 %1.25 %

* Average annual compound rate of return with all fees deducted. One to ten year performance for the period ending October 31, 2017. The above are historic results based on past performance and are not necessarily indicative of future performance.
† Plus applicable taxes.
Note: Fees may be levied for short-term trading.
BlackRock is a registered trade-mark of BlackRock, Inc.


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1All members of the participating provincial or territorial dental associations, their dental office staff, dental association staff and their immediate family members are eligible to participate. 

~Source: Morningstar, October 31, 2017. Management fees are subject to applicable taxes.
For the period ending October 31, 2017
*For the period ending October 31, 2017

Past performance is not necessarily indicative of future results. For more details on the calculation of Morningstar quartile rankings, please see www.morningstar.ca

**Surcharges may be levied for short-term trading
+Advisory services are provided by licensed advisors at CDSPI Advisory Services Inc. Restrictions may apply to advisory services in certain jurisdictions.