Frequently Asked Questions About CDSPI
How is CDSPI different from other
financial service providers?
How do I apply for the insurance
or investment plans available through CDSPI?
Who is eligible to participate
in the insurance and investment programs administered by CDSPI?
I’m moving. How do I notify
CDSPI of my change of address?
I have an insurance billing or
investment contribution issue. Who do I contact?
Why does CDSPI have an affiliate
company (CDSPI Advisory Services Inc.)?
How is CDSPI different from other financial
service providers?
CDSPI offers dental professionals and their families
numerous advantages over financial service providers accessible to the
general public.
A member service of the CDA and co-sponsoring participating provincial dental associations,
the Canadian Dentists’ Insurance
Program offers the most comprehensive insurance plans available
to the dental profession, allowing dentists to deal with one organization
for virtually all their insurance needs. Each plan in the Insurance
Program was created specifically with dental professionals in mind —
giving them access to features and options they need. And by pooling
the buying power of dentists, the Insurance Program provides exceptional
value.
The CDSPI-administered Canadian
Dentists’ Investment Program, offers a range of investment
plans to meet the financial needs of dental professionals and their
families throughout all stages of their lives. What makes these investment
plans unique is the CDA family of funds in which they invest. CDA funds
come with an exceptional performance record — outperforming most
other funds in their categories over the long term. Unlike many investment
firms where funds are directed by a single management style, the Investment
Program offers investors the flexibility of choosing from a variety
of fund management styles.
Eligible participants also benefit from among the lowest
fund management fees available anywhere.
CDSPI’s service representatives work exclusively
for dental professionals and understand the needs of the profession.
The same is true for the licensed representatives at CDSPI’s affiliate
company — CDSPI Advisory Services Inc., who provide the profession with insurance and investment
planning advice. And unlike many other financial service organizations,
the licensed insurance and investment professionals
here are not paid on commission — so you’ll never be pressured
into buying anything.
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How do I apply
for the insurance or investment plans available through CDSPI?
To apply for any Canadian
Dentists’ Insurance Program or Canadian
Dentists’ Investment Program plan, eligible participants simply
need to complete and submit an application form. You can obtain any
Program plan application by mail or fax by contacting
CDSPI, or you can obtain them right now by visiting our insurance
forms or investment forms
pages.
For insurance plans, you may indicate on the application form how you
wish to be billed for the premium. When you apply for an investment
plan for the first time, simply enclose a minimum $50 contribution cheque
(or a void cheque if you wish to contribute through pre-authorized chequing).
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Who is eligible* to participate in the insurance
and investment programs administered by CDSPI?
Insurance
You are eligible to apply for any insurance plan offered through the
Canadian Dentists’ Insurance
Program if you are:
• A licensed dentist in Canada who is a member of the CDA or a
co-sponsoring provincial dental
association.
• A full-time undergraduate or graduate student in a recognized Canadian faculty
or college of dentistry, who is a member of the CDA.
* Note: For some insurance coverages, there are other
eligibility restrictions — such as those pertaining to age and health.
Contact CDSPI for further information
on eligibility requirements.
Investments
Dentists who are members of the CDA or the ODA are eligible to participate
in any investment plan offered through the Canadian
Dentists’ Investment Program.
The spouse, children, parents, grandparents, grandchildren,
siblings and in-laws of CDA or ODA-member dentists are also eligible
to participate.
As well, dental office staff who work for a CDA or ODA
member dentist are eligible to participate in the Investment Program,
as are their spouse, children, parents, grandparents, grandchildren,
siblings and in-laws.
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I’m moving.
How do I notify CDSPI of my change of address?
To change your mailing address information, simply contact
a CDSPI telephone representative. Dial 1-800-561-9401, and enter extension
5000 for CDSPI’s Insurance Services
Department, or extension 5020 for CDSPI’s Investment Services Department.
Note that if you’re moving to a new office and
your practice is insured under the Canadian Dentists’ Insurance
Program’s TripleGuard™
Insurance plan, CDSPI will require that you mail or fax a signed
notice that your office address will change. Be sure to include your
new address and the effective date of change. Click
here for our mailing address and fax number.
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I have an insurance billing or investment
contribution issue. Who do I contact?
If you have a billing question or wish to change your
premium payment/investment contribution method or frequency, contact
a CDSPI telephone representative. Dial 1-800-561-9401, and enter extension
5000 for CDSPI’s Insurance Services
Department, or extension 5020 for CDSPI’s Investment Services Department.
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Why does CDSPI have an affiliate company (CDSPI Advisory Services Inc.)?
CDSPI representatives can provide participants
with information about the insurance and investment plans it administers.
However, CDSPI’s representatives are not licensed to provide insurance
or investment planning advice.
That’s why CDSPI created an affiliate company,
called CDSPI Advisory Services Inc. (formerly Professional Guide Line Inc.) which is a licensed insurance agency
providing advisory services to participants in the Canadian Dentists'
Insurance Program and the Canadian Dentists’ Investment Program.
Staffed by non-commissioned professionals, CDSPI Advisory Services’ representatives are licensed to provide insurance
and investment planning advice. (Restrictions may apply to advisory
services in certain jurisdictions.)
Licensed insurance
agents can advise you on the types of insurance you’ll need and
coverage amounts that will best suit your situation. Additionally, the
company’s investment planning consultants can explain your investment
options and help you implement an investment strategy that’s right
for you.
To learn more about CDSPI Advisory Services Inc.,
click here to visit the company’s website.
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CDSPI | Insurance
| Investment | Affinity
Services | New Dentists/Students
| Dental Staff
|
