Legal Notices
Please read this agreement carefully before you use
this Web site. Your use of this Web site means that you agree to accept
the following terms of use.
Confidentiality
CDSPI and its affiliated companies (collectively the “CDSPI Group”)
and their employees and representatives respect the privacy and confidentiality
of your personal information. However, the Internet is not a secure
medium of communication. Therefore we cannot guarantee the privacy or
confidentiality of any information you place on this site, send to us,
or request be delivered to you on the Internet. Such information may
be subject to access by other persons. We will not be responsible for
any harm or damages you or others may suffer as a result of the loss
of privacy or confidentiality of, or access of third parties to, such
information.
Jurisdictions where available
The products and services offered by or administered by the CDSPI Group
are only available in jurisdictions where they may be legally offered
for sale. Nothing on this site constitutes an offer to buy or sell products
or services offered by or administered by the CDSPI Group in any jurisdiction
in which an offer or solicitation cannot legally be made, or to any
person to whom it is unlawful to make a solicitation. Not all products
or services are available in all jurisdictions. All products and services
offered are subject to the terms and conditions of any applicable agreements.
Purpose of this site
This site is not intended to provide you with personalized investment,
insurance, financial, accounting, tax or legal advice. It should not
be used as a substitute for personal advice from a representative of
CDSPI’s affiliate, CDSPI Advisory Services Inc., or an appropriate
professional advisor.
Product information
Descriptions of products and services offered by or administered by
the CDSPI Group are abbreviated summaries of such products or services,
highlighting some of their features. You should review such products
or services in detail by referring to the legal documents which govern
them.
Reliability of information
Information provided on this site, including fund rates of return and
unit values, is believed to be accurate and reliable when posted. However,
we cannot guarantee that information will be accurate and complete at
all times. All information on this site is subject to modification and
update from time to time without notice.
Certain performance and other information on this Web
site relating to segregated funds and underlying mutual funds is provided
by Sun Life Assurance Company of Canada. The CDSPI Group will not be
liable for any errors or delays in, or loss or damages or actions taken
in reliance on, this information.
Web sites which may be accessed by hypertext links (other
than the CDSPI Group Web sites) have not been prepared by the CDSPI
Group and are entirely independent of this site. We do not guarantee
the accuracy of any information on these other sites nor should any
hypertext link to such site, or a hypertext link from such site to this
Web site, be construed as our endorsement of such organization’s
services or products, unless we explicitly provide such endorsement.
Use at your own risk
Your use of this Web site is entirely at your risk. The CDSPI Group,
their officers, directors, employees and agents, shall not be responsible
for any harm, loss or damage, however caused, arising out of your use
of this site, including direct, indirect, special, third party or consequential
damages, nor for any detrimental reliance you may place upon this site
or its contents.
Availability of site
CDSPI will attempt to make this Web site available for use 24 hours
per day, seven days per week for authorized users. However, there will
be occasions when the site will be unavailable for use or on which CDSPI
will need to shut down the site for a period of time. The CDSPI Group
will not be responsible for any damages which you may suffer if the
site is unavailable for use.
Copyright
The contents of this site are protected by copyright. Users of this
site may copy information for their own non-commercial personal use
but may not republish or reproduce any part without the prior written
permission of CDSPI. Republishing and reproducing includes any uploading,
downloading or accessing the information on this site onto the Internet
or any other local or international computer system.
Trade-marks
The members of the CDSPI Group own all of the trade-marks used on or
in connection with the goods and services which they provide. The trade-marks
are protected by Canadian trade-mark laws.
Governing law
The laws of the Province of Ontario and the federal laws of Canada applicable
therein govern the interpretation, validity and effect of this agreement
and the use of this Web site. You hereby submit and attorn to the exclusive
jurisdiction of the courts of the Province of Ontario in any action
or proceeding arising out of or in connection with this agreement or
your use of the Web site.
Disclosure Information — Advisory Services
Click here for disclosure information pertaining to the advisory services provided by CDSPI Advisory Services’ insurance and investment planning advisors.
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