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• CDSPI Home & Auto Insurance* Choose Your Own Adventure Contest
• Win up to $10,000 in RRSP Money!
• BlackRock Acquires Barclays Global Investors
• Qtrade Investor Retains Its Crown
• Introducing New Low AdvantEdge Rates
• Pandemic Outbreak Coverage
• Become a Reviewer

CDSPI Home & Auto Insurance*
Choose Your Own Adventure Contest

Provide the expiry date(s) of your current home and/or auto policy, or get a quote, and your name will be automatically entered into the Choose Your Own Adventure Contest**. You could win one of two $5,000 travel vouchers for a destination of your choice. With a draw in June and another in December, enter soon for a chance to win! Enter by getting a quote online or providing your expiry date(s) online, or call 1-877-293-9455, ext. 5002.

*CDSPI Home & Auto Insurance is underwritten by The Personal Insurance Company and distributed by CDSPI Advisory Services Inc. This auto insurance is not available to residents of Manitoba, Saskatchewan and British Columbia and this home and auto insurance is not currently available to residents of Quebec.

**Contest is sponsored by CDSPI. Contest closes on November 30, 2010. Entry and participation is at all times subject to the complete contest rules. Eligibility requirements, terms and conditions do apply. No purchase is necessary. Residents of Quebec are not eligible. Visit www.cdspi.com/more-info for complete contest rules.

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Win up to $10,000 in RRSP Money!

Contribute to your CDA RSP before the March 1, 2010 contribution deadline, and you could win^† up to $10,000 toward your 2010 tax-year contribution! If you contribute by January 29, 2010, you’ll have two chances to win! Call 1-877-293-9455, ext. 5023 for details or visit www.cdspi.com/more-info for full contest rules.

† Entry and participation is at all times subject to the complete contest rules. Some contest restrictions apply. Residents of Quebec are not eligible. The prize amount is 50 per cent of your 2009 contribution — up to $10,000. No purchase is necessary.

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BlackRock Acquires Barclays Global Investors Entities

On December 1, 2009, BlackRock^®, Inc. acquired Barclays Global Investors Canada Limited and certain affiliated companies. Upon closing of the transaction, Barclays Global Investors Canada Limited became an indirect subsidiary of BlackRock, Inc. and changed its name to BlackRock Asset Management Canada Limited.  The underlying funds in which the CDA S&P 500 Index Fund, CDA TSX Composite Index Fund and three CDA Index Fund invest continue to be managed by BlackRock Asset Management Canada Limited. The investment objective, management style and management fee for each of these CDA funds will remain unchanged.

BlackRock is a registered trade-mark of BlackRock, Inc. 

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Qtrade Investor Retains Its Crown

Qtrade Investor* was rated the #1 online broker in Canada by The Globe and Mail in November 2009. It’s the fourth consecutive year that Vancouver-based Qtrade Investor “with a track record of continuous improvement” has won the online broker survey, “showing Bay Street that the little outfit from out west can be the best.”¹

Dental professionals and their families can benefit from exclusive advantages when trading online with the Qtrade Investor Online Brokerage Service. Go to www.cdspi.com/qtrade to open an account or learn more.

*Qtrade Investor is a division of Qtrade Securities Inc., member IIROC and CIPF. All online securities and brokerage services and products are provided solely by Qtrade Investor.

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Introducing New Low AdvantEdge Rates

Effective September 1, 2009, lower rates called AdvantEdge are available under the Basic Life Insurance and Family Life Insurance plans. AdvantEdge rates are among the lowest available in Canada.

If you are a non-smoker who is eligible for Basic Life Insurance or Family Life Insurance, when you apply for coverage you will automatically be considered for the lower AdvantEdge rates. If you qualify, you will receive coverage under the AdvantEdge rate category for a 10-year period, after which you can reapply to continue AdvantEdge rates for another 10 years, and so on. If you do not reapply or no longer qualify medically to receive coverage under the AdvantEdge rate category, you will be covered under the HealthEdge rate category, which is also competitively priced. (If you were previously covered under AdvantEdge Special rates, you will receive HealthEdge Special rates.)

To be considered for AdvantEdge rates, simply complete a Basic Life Insurance application or Family Life Insurance application, whichever is applicable, and indicate whether you are applying for new coverage or applying to have your existing coverage converted to the new lower rate category. In both situations, you must be a non-smoker and in excellent health to qualify for the lower rates.

The AdvantEdge premium rates adjust at five-year age-banded intervals. As you move into a different age group (e.g. from the 35-39 age group to the 40-44 age group), your premiums are adjusted to the higher premium rate for that age group. Rates are not guaranteed.

You can also receive a premium reduction when you purchase higher amounts of coverage under Basic Life Insurance and Family Life Insurance.

For help determining the amount of life insurance that is appropriate for your situation, contact a licensed, non-commissioned insurance advisor at CDSPI Advisory Services Inc.

The Basic Life Insurance and Family Life Insurance plans are underwritten by The Manufacturers Life Insurance Company (Manulife Financial).

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Pandemic Outbreak Coverage
Included with Dentists’ Office Insurance

If your dental practice is insured under the Canadian Dentists' Insurance Program’s office insurance plan — TripleGuard™ Insurance — pandemic outbreak* insurance is automatically included under your coverage.

To help offset your income loss during a pandemic outbreak, the TripleGuard™ Insurance plan’s practice interruption coverage provides a benefit of up to $1,000 per day after the first 24 hours (up to a $20,000 aggregate annual limit) when you are prohibited from entering your office by an order from a civil authority or public health official.

For an extra premium, you can increase your pandemic outbreak coverage up to $2,500 per day (up to an aggregate annual limit of $50,000) or up to $5,000 per day (up to an aggregate annual limit of $100,000).

For information about TripleGuard™ Insurance, call 1-877-293-9455, ext. 5002 to speak with a licensed insurance advisor at CDSPI Advisory Services Inc. or visit www.cdspi.com/tripleguard-insurance. 

*Pandemic outbreak means an outbreak of an infectious disease resulting in serious illness that becomes prevalent over the human population throughout a region.

This pandemic coverage is only available with the purchase of TripleGuard™ Insurance. It is not offered as a stand-alone product. TripleGuard™ Insurance is underwritten by Aviva Insurance Company of Canada.

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Become a Reviewer

Are you a dentist who is interested in providing helpful feedback to CDSPI about marketing materials or financial products and services? Then CDSPI would like to invite you to join our Dentist Review Panel.

Panelists will provide occasional feedback via a short email survey. Those who complete the survey will be automatically entered into a prize draw.

To sign up for the panel click here to send an email to CDSPI’s marketing department. Please include your name, address and daytime phone number in the body of the email.

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