• Basic Life
• Family Life
• Term 100
• Partner
• Accidental Death and
Dismemberment

• Long Term Disability
• TripleGuard™ Insurance
• Building Insurance
• Office Overhead Expense
• Malpractice
• Legal Expense
• CDSPI Home & Auto Insurance
• Personal Umbrella Liability
• Travel Edge
• Dental Office Staff Insurance

Legal Expense Insurance

Because legal proceedings can be very costly, many individuals simply cannot afford to have their day in court without considerable sacrifice.

With Legal Expense Insurance, it's financially easier for dentists and their families, who have reasonable grounds, to launch or defend most personal legal proceedings and specific professional* legal proceedings. Select the coverage that best suits your needs — Professional, Personal/Family or Professional* and Personal coverage.

NEW Dentists’ eligible family members can now apply for their own, separate Personal/Family Coverage.

Underwritten by the Aviva Insurance Company of Canada, the plan provides coverage for legal fees of up to $100,000 per claim (with an annual aggregate limit of $300,000) for most claims, and provides up to $3,500 per claim per spouse for legal fees arising out of matrimonial matters.

Download Legal Expense Insurance Plan Sheet
Download Legal Expense Insurance Application

Note: To view these documents, you will need to have Adobe Acrobat Reader installed on your computer.

* Restrictions apply to this component of Professional Coverage (including appeals or judicial reviews) for dentists licensed in New Brunswick, Nova Scotia, Prince Edward Island and Manitoba. If you are a dentist in one of these provinces, coverage only applies in these circumstances provided you are acquitted or the charges are dismissed or withdrawn. Therefore, dentists in these provinces are charged a lower premium for Professional Coverage Only and Professional and Personal Coverage.

When Applying for Coverage

If you would like assistance in completing the Legal Expense Insurance application, contact your personal insurance planning advisor at CDSPI Advisory Services Inc. Click here to visit CDSPI Advisory Services’ website for information when planning to purchase Legal Expense Insurance.

Reminder: For an understanding of what the plan covers and does not cover, consult the Conditions and Limitations section of the Legal Expense Insurance Plan Sheet.

 

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