CDSPI - Office Overhead Expense Insurance for Dentists

• Basic Life
• Family Life
• Term 100
• Partner
• Accidental Death and
Dismemberment
• Long Term Disability
• TripleGuard™ Insurance
• Building Insurance
• Office Overhead Expense
• Malpractice
• Legal Expense
• CDSPI Home & Auto Insurance
• Personal Umbrella Liability
• Travel Edge
• Dental Office Staff Insurance

Office Overhead Expense Insurance

If you suffer a disabling injury or illness, Long Term Disability Insurance can help protect your income. But that’s only part of the picture, since you will still have to contend with the ongoing expenses of your practice.

That's where Office Overhead Expense Insurance helps out. The plan helps pay for certain office expenses you incur (for up to a year) if illness or injury prevents you from working. Underwritten by The Manufacturers Life Insurance Company (Manulife Financial), the Office Overhead Expense Insurance plan provides up to $40,000 (depending on your age at application) in monthly benefits, offers attractive premiums including low HealthEdge rates, and includes special features such as maternity leave benefits. Future Insurance Guarantee and Own Occupation Options are also available.

Download Office Overhead Expense Insurance Plan Sheet
Download Office Overhead Expense Insurance Application

Note: To view these documents, you will need to have Adobe Acrobat Reader installed on your computer.

When Applying for Coverage

If you would like assistance in completing the Office Overhead Expense Insurance application, contact your personal insurance planning advisor at CDSPI Advisory Services Inc. Click here to visit CDSPI Advisory Services’ website for important information when planning to purchase Office Overhead Expense Insurance (including calculating how much coverage you may need).

Reminder: When completing the Office Overhead Expense Insurance application, remember to complete all of the questions in Section 3 and to submit with your application copies of all the financial documents requested.