• CDA RSP
• CDA Investment Account
• CDA TFSA
• CDA RESP
• CDA RIF
• CDA IPP

The CDA RIF

The CDA RIF is a Registered Retirement Income Fund (RRIF) that provides retirement income from investments in a tax-sheltered environment. When it comes time to close your RRSPs, you can roll over your RRSP funds tax-free into the CDA RIF and tailor your taxable retirement income withdrawals to your needs.

For your CDA RIF portfolio you can choose from the CDA family of funds managed by leading fund managers, as well as short-term and long-term Guaranteed Funds. There are no routine transaction fees* and low fund management fees (1.77 per cent or lower). For those with locked-in retirement savings, a Life Income Fund (LIF) and a Life Retirement Income Fund (LRIF) are available.
* Surcharges may be levied for short-term trading.

Download CDA RIF Plan Sheet
Download CDA RIF Application

Note: To view these documents, you will need to have Adobe Acrobat Reader installed on your computer.

CDSPI | Insurance | Investment | Affinity Services | New Dentists/Students | Dental Staff