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Special Offer — Students |
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No Cost Student Insurance — No CatchAs a dental student, you can apply for a valuable package of insurance — worth many hundreds of dollars every year you have it — at absolutely no cost to you. The no-cost Student Package from the Canadian Dentists' Insurance Program has superior coverage and features designed specifically for dental professionals. The Insurance Program is provided by CDSPI. Coverage is offered at no cost until December 31st of your graduation year*. • The no-cost Undergraduate Package includes $100,000 of Life Insurance, $1,000 per month of Long Term Disability (LTD) Insurance and $100,000 of Accidental Death and Dismemberment (AD&D) Insurance, plus up to $15,000 of Student TripleGuard™ Insurance for your hand instruments. • If you are under age 40** when you apply for the package, evidence of good health is not required and your Life, LTD and AD&D coverage will “double-up” upon graduation — giving you twice the protection! • With evidence of good health, you can apply for the Optional Graduate Package to receive even higher amounts of Life, LTD and AD&D coverage at graduation — $500,000 each of Life and AD&D and $3,500 per month of LTD! • When you start working as a dentist, you can activate up to $50,000 of TripleGuard™ Insurance to protect your office equipment and income against office-related risks (such as fire, theft and pandemic outbreak) — also at no cost to you until December 31st of your graduation year. • Once the no-cost period ends, you’ll receive a 50 per cent reduction on the regular premiums for the Life, LTD, AD&D and TripleGuard™ Insurance coverage in your insurance package for the three calendar years following your graduation. * Coverage is offered at no cost to you until December 31st of your graduation year, provided that you are an eligible full-time dental student at an accredited Canadian university. There is no obligation to continue coverage after the no-cost period ends. Students who are age 40 to 64 are required to provide evidence of good health to apply for the no-cost package of Life, LTD and AD&D Insurance. Increased insurance limits for students age 40 to 64 are offered in the calendar year of their graduation subject to evidence of good health. No medical evidence is required to obtain TripleGuard™ Insurance. You must obtain the Undergraduate Package prior to your graduation in order to apply for the Optional Graduate Package. ** Students who are age 40 to 64 are required to provide evidence of good health to apply for the no-cost package of Life, LTD and AD&D Insurance. No medical evidence is required to obtain TripleGuard™ Insurance. It’s simple to apply — just download the appropriate form below, print it out, complete the application, and return it to CDSPI. For further details, refer to the application or contact New Dentist Services. • Download No-Cost Undergraduate Package and “Double-Up” Package Application for Students Under Age 40 (No Medical Required) • Download Optional Graduate Package Application for Students Under Age 40 • Download No-Cost Undergraduate Package and Optional Graduate Package Application for Students Ages 40-64 (Medical Underwriting Required) • Download Insurance Brochure for Dental Students Note: To view these documents, you will need to have Adobe Acrobat Reader installed on your computer. If you’re in your final year of study at dental school, click here to learn about the no-cost insurance package available to you. CDSPI | Insurance | Investment | Affinity Services | New Dentists/Students | Dental Staff
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