Depending of the terms of the insurance contract, a dentist’s malpractice insurance may provide coverage for his/her staff members. However, it’s advisable for staff members to obtain their own, separate coverage. (For instance, if you have your own coverage, your defence of the claim will be handled independently of the dentist's, which may be advantageous to you in some situations.)
Your insurance advisor can help you obtain economically priced malpractice insurance protection, which is available to eligible hygienists, certified dental assistants and dental therapists.
Personal Umbrella Liability Insurance
If someone was seriously injured on your property, or as the result of an accident involving your vehicle, you could potentially face a liability lawsuit judgment that exceeds the limits of your home or auto insurance policy.
Fortunately, your advisor can help you obtain the extra protection you may need, through personal umbrella liability insurance. This coverage provides an added layer of liability protection above and beyond your underlying auto, home, vacation property, RV and boat policies.