The RSP is a Registered Retirement Savings Plan (RRSP) — an investment vehicle that allows your retirement savings to grow in a tax-sheltered environment. With the RSP, you can invest in the CDSPI family of funds, which includes Canadian, U.S., foreign, bond, index, money market and speciality CDSPI funds, managed by leading fund managers. The RSP charges no routine transaction fees* and has low fund management fees (1.77 per cent or lower). Locked-In Retirement Accounts (LIRA) are also available.
* Surcharges may be levied for short-term trading.
Download RSP Plan Sheet
Download RSP Application
Download Deposit Form (for existing RSP participants only)
As of April 15, 2013, the CDSPI Short-Term Advantage Fund (CI) was capped and new contributions are no longer being accepted. Click here for additional information.
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