Investment Planning Advisor
“Working at a not-for-profit organization gives me the ability to offer advice to clients without any bias. At CDSPI, we do not receive commissions so we can deliver advice that is objective.”
Shiv Ghuman is an Investment Planning Advisor holding a BComm and FMA® designation. He is also a CFP professional. Shiv provides investment planning expertise in the areas of retirement and wealth management, tax planning and estate planning. With over 20 years of financial planning experience, he started in the financial services industry providing strategies and financial planning solutions for high-net-worth clients. Shiv joined CDSPI Advisory Services Inc. in 2019 to help clients achieve their goals including to grow and protect their personal and business assets and to focus on long term planning and portfolio management.
Perspectives on working with dentists
With an education in finance and experience managing high-net-worth accounts in banking, Shiv joined CDSPI with a mission to help his clients understand the financial planning process and why it is important for them to maintain the discipline necessary for them to enjoy and thrive during their retirement years.
Shiv believes in frequent and fulsome communication to keep his clients informed about their investments and to help them stay current with their changing environment. This is the best way to build confidence and trust over time. “I want my clients to have a 30,000-foot view of their finances to see where they are today, where they would like to be in the future and what they need to do to get there. There will be ups and downs but being patient and staying committed are the keys to success.”
1.800.561.9401 x 6849
- CERTIFIED FINANCIAL PLANNER® professional
- Financial Management Advisor® (FMA®)
- Bachelor of Commerce, Panjab University, Chandigarh, India
- Southern Alberta Region
The foundation of a financial plan is an awareness of one’s financial needs to create and execute strategies for success. “I think the one thing that I would say is that even though dentists are busy, it is important to take the time to get involved in the financial planning process, and periodically review the progress with a financial checkup.”
Shiv’s family keeps him pretty busy outside of work. He enjoys playing sports including soccer and tennis. Shiv is a singer often performing for family and friends’ events and he hosts a Punjabi music show on a multi-cultural radio station in Calgary. He has also served on the boards of not-for-profit organizations.