An RRSP is a great way to save on tax. We have others.

Our Investment Planning Advisors* can recommend different ways to save on tax. We often work with dentists' accountants to coordinate tax strategies within a comprehensive financial plan.

These are some of the strategies we may consider based on your individual situation:

Take full advantage of registered accounts (RRSP, TFSA, RESP)

The government provides these plans to encourage saving—make sure you use them.

Pay yourself wisely

There are advantages and disadvantages to receiving a salary or dividends, or both. We can help you make the right choice.

Create a tax efficient corporate structure

You can shelter retained earnings with a sister or holding company.

Utilize insurance

There are solutions to manage earnings in your corporation and reduce tax transfered to your heirs.

Withdraw cash tax-effectively

Your financial plan will coordinate withdrawals from many sources when you retire.

Reduce tax for your heirs

Permanent insurance, trusts, and corporate structure options are all potential tactics in a well-constructed estate plan.

Book a meeting to find out how we can help you reduce tax.

* Advisory services are provided by licensed advisors at CDSPI Advisory Services Inc. Restrictions may apply to advisory services in certain jurisdictions.