Could your practice be required to shut down due to Coronavirus?

The World Health Organization has officially declared a global health emergency as the coronavirus continues to spread internationally. It’s impossible to say what course the disease will take in Canada, but there is the potential for a pandemic outbreak.1


If an outbreak were to occur in your region, CDSPI’s TripleGuard™ Insurance2 plan automatically provides coverage when you are prohibited from entering your office by a civil authority or public health official.3 You are eligible to claim up to $1,000 per day after the first 24 hours (up to a $20,000 aggregate annual limit). Your claim payment is the amount of actual loss sustained.


You can increase your pandemic outbreak coverage up to $2,500 per day (to a maximum annual limit of $50,000) for an annual premium of $300.66. Or you can increase up to $5,000 per day (to a maximum annual limit of $100,000) for an annual premium of $601.33.


To apply for an increase, complete a TripleGuard™ application form and send it to or fax it to us at 1.866.337.3389. Please call us at the number below if you have any questions.


Trip Cancellation Advisory

The Government of Canada has issued an advisory to avoid non-essential travel to China and avoid all travel to Hubei province. If you have Travel Edge Plus Insurance4 and have booked a trip to China, you may be eligible to make a trip cancellation claim, depending on when your travel was booked and when you intend to travel. Please contact us for further details.


1.800.561.9401  |


  1. Pandemic outbreak means an outbreak of an infectious disease resulting in serious illness that becomes prevalent over the human population throughout a region.
  2. TripleGuard™ Insurance is underwritten by Aviva Insurance Company of Canada.
  3. The order must be in effect as the direct result of a pandemic outbreak.
  4. Travel Edge Plus Insurance is underwritten by the CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc.


The information contained here is a summary only. A full description of TripleGuard™ coverage and eligibility, including restrictions and limitations is contained in the certificate booklet, which sets out all the coverage terms and conditions.

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