Transitioning from dental student to associate
Congratulations, you're embarking on the next chapter of your journey as a practising dentist! Transitioning from dental school to launching your ...
Personal and Business Banking for You with CDSPI and Scotiabank
At CDSPI, our mission is to provide a broad and meaningful range of customized financial solutions to the dental community, covering every facet of their lives.
As a valued client of CDSPI, you enjoy the umbrella of financial services offered to you as a benefit of your dental association membership. As your trusted advisors, CDSPI can refer any of your personal and business banking needs to Scotiabank® through a dedicated network of Scotiabank Healthcare & Professional Specialists and Advisors, ultimately delivering a broader suite of end-to-end financial solutions customized for dentists.
CDSPI clients will continue to be served by the Insurance and Investment Planning Advisors at CDSPI Advisory Services Inc. for insurance, investment and private wealth management advice and solutions. When it comes to your banking and financing needs, the dedicated team of Healthcare Specialists at Scotiabank are the perfect complement.
Dental Students
Dental students need a robust suite of banking advice and services, including education financing with preferred rates2 and flexible repayment terms after graduation, plus a line of credit and premium credit cards. Students have access to an enhanced range of services through the Scotiabank Healthcare+ Dentist Banking Program.
Associates
The Scotiabank Healthcare+ Dentist Banking ProgramΔ offers advice and banking solutions that are designed with the unique needs of dental associates in mind. As a dental associate you can receive preferred benefits on a wide range of personal banking solutions to help you manage your finances and help you plan your future and career.
Balancing the financial demands of student loans, home ownership or saving for your own practice can be complex and require careful planning. It's important to create a financial plan that takes into account both your short-term and long-term goals, as well as your current financial situation. Seeking the advice of a financial professional from CDSPI and Scotiabank can be helpful in navigating these challenges and developing a strategy to achieve your financial goals while taking advantage of the unique benefits and offers available to you.
Practice Owners
The Scotiabank Healthcare+ Dentist Banking ProgramΔ is a comprehensive suite of banking products and services designed to support you at every career and life stage including personal and business bank accounts, lines of credit, mortgages and up to 100% practice, leasing and equipment financing options1, all with preferred rates2 and flexibility - tailored to the specific needs of dental professionals.
Retiring Dentists
Planning for retirement is an essential step for professionals who want to secure their financial future. As a professional, it is crucial to start planning early to ensure that you have enough funds to sustain your lifestyle during retirement. Additionally, it’s important to review and adjust your retirement plan regularly, as life circumstances and financial goals can change over time.
The Scotiabank Healthcare+ Dentist Banking ProgramΔ offers tailored advice, benefits and banking solutions for dentists to support you as you plan and transition into retirement. Let the team at Scotiabank focus on your financial well-being so you can spend your valuable time on what matters most as you begin the next phase of your life.
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FAQs
CDSPI clients have access to holistic advice and a suite of banking solutions that are customized for dental professionals —including premium bank accounts and borrowing solutions such as practice financing, equipment and leasehold improvements, education financing, premium credit cardsand mortgage solutions that offer convenience and flexibility — tailored to the specific needs of dentists.
The Scotiabank Healthcare+ Dentist Banking ProgramΔ is available to dentists with a license to practice dentistry in Canada and dental students enrolled in a Canadian university dental degree program.
CDSPI and Scotiabank work collaboratively to provide advice and unique benefits and special offers to CDPSI clients and enhance the offering to meet your unique needs.
Students have access to a robust suite of banking advice, benefits and services, including education financing with preferred rates2 and flexible repayment terms after graduation, plus a line of credit and premium credit cards through the Scotiabank Healthcare+ Dentist Banking Program. Scotiabank also has a dedicated team of Healthcare & Professional Advisors who work exclusively with professional students and understand the unique needs of dental students.
CDSPI does not share personal information. We take privacy and confidentiality very seriously and comply with all applicable laws including privacy and anti-spam legislation.
CDSPI clients have the option to complete a Scotiabank contact form for the purposes of Scotiabank reaching out to them for information on their requested financial needs.
This program is designed specifically for dentists and is only available to dentists, dental students and associates, as well as retired dentists. Other banking and borrowing solutions are available through Scotiabank for other members of the dental community.
® Registered trademarks of The Bank of Nova Scotia, used under licence.
All banking and credit products and services available through the Scotiabank Healthcare+ Dentist Banking Program are offered by The Bank of Nova Scotia (“Scotiabank”) unless otherwise noted. Credit and lending products are subject to credit approval by Scotiabank. All products and offers, including promotional or preferred rates, fees and other features and benefits are subject to change. Additional terms and conditions may apply.
Δ To be eligible for the Dentist Banking Program benefits you must be a Canadian citizen or permanent resident that meet one of the following conditions:
- Enrolled in an accredited Canadian university dental degree program
- Has been accepted or is completing a dental residency in Canada
- Dentist with a license to practice dentistry in a Canadian province or territory
- Retired dentist with a DDS or DMD and has practiced dentistry in a Canadian province or territory
1. Subject to credit approval. This is not a commitment to lend. Open to dentists that meet one of the following conditions:
- Dentist with a license to practice dentistry in a Canadian province or territory
- Retired dentist with a DDS or DMD and has practiced dentistry in a Canadian province or territory
2. Credit products are subject to credit approval. Preferred rates may vary per applicant and are subject to change. Additional conditions may apply. Offer may be changed, cancelled, or extended at any time without notice.