Registered Retirement Savings Plan (RRSP)
With a RRSP, you can:
- Get tax-deferred growth on your investments
- Reduce your taxes while you save for the future
- Access unused contribution room from previous years
- Choose from a broad range of CDSPI investment funds
Start Investing Today
Open an RRSP by filling out an application form and returning it with your contribution, or transfer proceeds from another institution to CDSPI by also filling out a transfer of registered investments form.3
You are eligible to participate in this RRSP if you are a member of the CDA or a participating provincial or territorial dental association (in Quebec, only CDA members are eligible) or if you work for a dentist who is a member of one of those associations. Your immediate family members (18 years of age and older) can also participate. Staff members of the CDA, all provincial and territorial dental associations and other specified dental organizations can participate as well.
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1 Management fees are subject to applicable taxes.
2 Surcharges may be levied for short-term trading.
3 The minimum initial purchase per investment fund is $50; the minimum additional purchase per investment fund is $25; the minimum pre-authorized contribution room per investment fund is $25 (with the exception of Guaranteed Funds, which are each subject to a minimum $500 deposit).