Investment solutions and expert advice. Centred on you.


CDSPI’s investment solutions are built solely with the needs of Canadian dental professionals in mind. Our Investment Planning Advisors are Certified Financial Planner® (CFP®) professionals who take the time to understand your unique needs and always provide objective, unbiased advice—because they never receive third-party commissions based on the investments they recommend.

CDSPI FundsI am looking to benefit from professional investment management, great long-term performance and low fees.Learn More
CDSPI Private Wealth SolutionsI am looking for an exclusive and personalized portfolio management solution and want direct access to my money manager.Learn More
CDSPI Insurance-based InvestmentsI am looking to combine strong investment growth with lifetime insurance protection to benefit from tax deferral.Learn More
Self-directed InvestingI want to make my own investment decisions.Learn More

Quarterly Market Updates


How did the markets perform in this quarter and how might this impact your investments? Get information and expert opinions from CDSPI’s fund managers, including market outlooks, fund performance details, their investment strategies, and more.

Account Types

You can use a number of different account types to accumulate your savings and investments. The two main account categories are registered accounts (for tax-efficient saving) and non-registered accounts (for taxable, liquid saving).





Looking for objective advice about your finances?

Meet with an experienced advisor.

What are other dentists saying about CDSPI?

I’m very pleased to say that working with Gino Ciavarella from Cumberland Private Wealth has been a fantastic experience. I’ve referred many of my colleagues in Manitoba and he’s even used me as a reference for dentists across Canada who’ve called me up.

Dr. Chris Kiazyk
Transitioning to Retirement, Manitoba

As an orthodontist in transition to retirement, I was seeking investment, tax and estate-planning advice and was fortunate to be introduced to Lamees Rahif. I appreciate her integrity and am confident that she will continue to monitor my changing circumstances and help ensure my long-term financial security.

Dr. Gerry Solomon
Orthodontist, Ontario

CDSPI is the only financial services organization that is focused on dentists. They really know our business and tailor their products and services to us. CDSPI also takes a more holistic approach. Its not just about finances, but about ongoing learning and being connected to the full dental community.

Dr. Khash Gharavi
Associate, Ontario

The “free insurance” [that CDSPI] provides is an obvious benefit, and the financial advice is especially important at a time when many are looking at massive student debt upon graduation. I support the Student Program, as CDSPI provides dependable insurance and investment advice to the dentists of tomorrow.

Dr. G.W. JohnsonDr. G.W. Johnson
University of Saskatchewan, College of Dentistry

CDSPI has been helpful in supporting my local (HPDA) component society on several occasions with expert presentations with knowledgeable advice.

Dr. Brenda Thomson
Transitioning to Retirement, Ontario

I’ve had insurance and investments with CDSPI since I started practising 42 years ago. The main thing I looked at was their low administration fee and the fact that they weren’t on commission, which is important to me. I always felt that they worked with my best interests at heart.

Dr. Jerry Wowchuk
Transitioning to Retirement, New Brunswick

Investment Articles

How to make your dental practice more attractive to potential buyers (MNP)

If you own a dental practice and are beginning to think about selling the business, potential buyers will look closely ...

2023 Federal Budget Highlights (MNP)

The Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, delivered the 2023 Federal Budget (Budget 2023), entitled A Made-In-Canada ...

2023 Ontario Budget Highlights (MNP)

Ontario Minister of Finance Peter Bethlenfalvy tabled the province's 2023 Budget on Thursday, March 23, 2023. This year's budget, titled Building ...
Cumberland Market News

Cumberland – Update on Recent Market News

The recent news related to three specific, regional bank situations in the US and one in Europe has triggered some ...

Escalators, Elevators and Swings. Advice for riding the stock market.

In the world of the stock market there's an old truism that you might have heard-as a general rule, markets ...

Debt: Minimizing Stress and Maximizing Benefits

According to a recent study1, personal finances are the greatest source of stress for 22% of Canadians.  Could there be ...

The problem with comparing GICs to fixed income funds

By: Cumberland Private Wealth For the first time in over a decade, Guaranteed Investment Certificates (GICs) are offering reasonably attractive ...

Cumberland Year End Investment Review and Outlook

Get a review of what happened in the markets in 2022 and what is in store for 2023. CDSPI is ...

TFSA or RRSP? It Depends on Your Financial Plan.

Every year around this time, the question comes up over whether to invest in a Registered Retirement Saving Plan (RRSP) ...