Dentist with mask.

TripleGuard™ Insurance

Best practices for protecting your dental practice

Your business is more than where you practise dentistry, it’s the embodiment of your professional dreams. Whether you have your own practice, own your building or work as an associate, you need insurance protection. That's where TripleGuard Insurance can help.

Your dental practice is the cornerstone of your career – it needs to be running smoothly and efficiently so that you can treat your patients and earn a living doing what you love. That’s why it’s critical to take steps to protect your practice against unexpected events that can jeopardize your business and your livelihood.

And while having insurance in place is one thing, having the right coverage is equally crucial.


TripleGuard™ Insurance is underwritten by Zurich Insurance Company Ltd. (Canadian Branch).

Which TripleGuard Plan is Right For You?

CDSPI TripleGuard Insurance is designed specifically for dentists like you, whether a practice owner or associate. With TripleGuard you can have peace of mind knowing you’re protected against business interruption, loss or damage to equipment and contents, as well as liability claims.


TripleGuard for Practice Owners

  • Protection for your dental equipment, contents and leasehold improvements;
  • Replacement of lost income from interruption due to practice damage;
  • Insurance against commercial liability lawsuits.

TripleGuard for Associates

  • Insurance against commercial liability lawsuits.
  • Protection of your office contents.
  • Practice interruption coverage
  • Commercial general liability coverage.

TripleGuard Building

Designed to protect dentists who own the building where they practise. Available as an economical addition to your TripleGuard Insurance policy.

Premium rates are in effect January 1, 2024 until December 31, 2024.

Explore TripleGuard Resources

Dr. Matthew Moore shares his experience with water damage in his dental practice

On February 4, 2023, Fredericton was gripped by bone-chilling cold as the Maritimes experienced record low temperatures. That night, Dr. ...

Resources to protect your dental practice from a flood

In Canada, floods are the most commonly experienced natural hazard1. Our insurance partner, Zurich Canada, has prepared a list of ...

Co-Insurance and the 90% Rule

The co-insurance clause is a clause found on CDSPI's TripleGuard™ Building Insurance. It's important to understand how it works because it ...

What is equipment breakdown insurance and how can it protect your dental practice?

Have you ever wondered what might happen if your dental equipment breaks unexpectedly? There is a really helpful option on ...

5 Ways to Protect Yourself from the Unexpected

Having the right insurance can protect you, your family, your practice and your lifestyle against unforeseen events. As you might ...

New Dentist FAQs

As a new dentist, you have a lot on your mind. Maybe you’d like to purchase an existing practice or ...

Dr. James Bonar Discusses Reopening His Practice

Dr. James (Jim) Bonar, DMD Graduation: University of Manitoba Dental Faculty, Class of 1983 Practice: Chancellor Dental Group, Brandon, Manitoba ...

Are You Keeping Your Practice Safe? 7 Commonly Asked Questions

Buying or building a dental practice is a major decision for many dentists. Once your decision is made, the next ...

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TripleGuard™ Insurance is underwritten by Zurich Insurance Company Ltd. (Canadian Branch).

The information contained here is a summary only. A full description of coverage and eligibility, including exclusions, restrictions and limitations can be found in the Policy Terms and Conditions governing each plan.