Penelope Cenac

Professional Insurance Advisor


“Insurance can be complicated. I simplify the process for my clients so that they understand their options, and they can make good decisions for their future.”

Penelope Cenac is a Professional Insurance Advisor who holds a BSc degree and is licensed as a general insurance broker and as a life and accident and sickness insurance advisor. Penelope provides her expertise to meet the professional and personal insurance needs of the dental community and she has 10+ years insurance experience at CDSPI Advisory Services Inc. She has also completed the Investment Funds Institute of Canada (IFIC) course.


Perspectives on Working with Dentists

“Information is knowledge, Knowledge is power.” Penelope aims to simplify insurance and its benefits for her clients, so they can make informed decisions. This includes helping dentists protect themselves against potential risks they may face in their practice.

“My job is to explain the insurance options available to dentists based on their specific situations and needs. They have invested their lives in dentistry; therefore, it is important to safeguard their practice. I want to protect against any risk that could interfere with their plans.”

Penelope enjoys working with clients and sharing information about the best options for their situation. “I like to hold their hands and walk them through everything. My clients know that they can count on me; I make myself accessible for in-depth meetings or quick phone calls, as required.”

Penelope appreciates that CDSPI is a not-for-profit organization as it allows advisors to commit their expertise towards helping dentists achieve their goals.


1.800.561.9401 x 6836


  • Bachelor of Science degree from the University of the West Indies, Trinidad, and Tobago

Safeguard yourself and your practice so that you can retire well. As a dentist, you are your business, and you work hard. If anything happens that reduces your ability to work, or if you have a malpractice lawsuit, your business, and your earnings may be impacted without the protection of insurance.

Penelope has a twin sister, has a set of twin siblings, and has twin daughters. She is also an avid reader and loves hosting parties and activities for her friends and family.

Penelope enjoys singing and is an active member of a community choir. She gives back to the community by supporting children’s charities.