Mature,Indian,Man,Shaking,Hands,With,Financial,Advisor,At,Home.

Investments

Investment solutions and expert advice. Centred on you.

Overview

CDSPI’s investment solutions are built solely with the needs of Canadian dental professionals in mind. Our Investment Planning Advisors are Certified Financial Planner® (CFP®) professionals who take the time to understand your unique needs and always provide objective, unbiased advice—because they never receive third-party commissions based on the investments they recommend.

Our Investment Solutions

icon_FundFamily

CDSPI Fund Family

Take advantage of professional investment management with a suite of low-fee, top-tier investment funds suitable for all risk profiles.

icon_Calculator_green

Financial Planning Services

Together we’ll identify your goals and build a detailed roadmap that considers your current financial situation, future aspirations, and risk tolerance, to get you where you want to be.

icon_PermLife

Permanent Life Insurance

If you’re looking to extract cash from your corporation tax-efficiently or to fund your retirement while protecting your family and the assets you’ve worked so hard to build—CDSPI can help.

icon_PrivWealth

Private Wealth Management

As a high-net-worth client you may qualify for discretionary investment management services where you can delegate the active management of your portfolio to a team of professionals who understand your needs, risk profile and financial goals.

icon_GuarDaily

Guaranteed Daily Interest Account

Accelerate your savings with an exceptional high-interest savings account designed to safeguard your capital, ensure liquidity, and deliver daily returns that surpass conventional bank offerings.

icon_SelfDirect

Self-directed Investing

Take control of your future with the flexibility and freedom to handpick the investments that align with your unique financial goals, investment beliefs, and risk tolerance.

Investment Account Types

You can use a number of different account types to accumulate your savings and investments. The two main account categories are registered accounts (for tax-efficient saving) and non-registered accounts (for taxable, liquid saving).

Registered Plans

Registered accounts are tax-advantaged accounts that help you save for an objective such as savings for your retirement, financing a child's education, or getting tax-efficient income in retirement. These can include RRSPs, RRIFs, RESPs and TFSAs.

Non- Registered Plans

Non-registered accounts are taxable investment accounts that you can use to supplement your registered savings. These accounts offer the benefit of liquidity, and can include a variety of investment accounts and individual pension plans (IPPs).

Speak with an advisor

book-a-meeting-small

Looking for objective advice about your finances?

Meet with an experienced advisor.

What are other dentists saying about CDSPI?

I’m very pleased to say that working with Gino Ciavarella from Cumberland Private Wealth has been a fantastic experience. I’ve referred many of my colleagues in Manitoba and he’s even used me as a reference for dentists across Canada who’ve called me up.

Dr. Chris Kiazyk
Transitioning to Retirement, Manitoba

As an orthodontist in transition to retirement, I was seeking investment, tax and estate-planning advice and was fortunate to be introduced to Lamees Rahif. I appreciate her integrity and am confident that she will continue to monitor my changing circumstances and help ensure my long-term financial security.

Dr. Gerry Solomon
Orthodontist, Ontario

CDSPI is the only financial services organization that is focused on dentists. They really know our business and tailor their products and services to us. CDSPI also takes a more holistic approach. Its not just about finances, but about ongoing learning and being connected to the full dental community.

Dr. Khash Gharavi
Associate, Ontario

The “free insurance” [that CDSPI] provides is an obvious benefit, and the financial advice is especially important at a time when many are looking at massive student debt upon graduation. I support the Student Program, as CDSPI provides dependable insurance and investment advice to the dentists of tomorrow.

Dr. G.W. JohnsonDr. G.W. Johnson
University of Saskatchewan, College of Dentistry

CDSPI has been helpful in supporting my local (HPDA) component society on several occasions with expert presentations with knowledgeable advice.

Dr. Brenda Thomson
Transitioning to Retirement, Ontario

I’ve had insurance and investments with CDSPI since I started practising 42 years ago. The main thing I looked at was their low administration fee and the fact that they weren’t on commission, which is important to me. I always felt that they worked with my best interests at heart.

Dr. Jerry Wowchuk
Transitioning to Retirement, New Brunswick

1
2
3
4
5
6

Investment Articles

Tariff Update: Insights and analysis on the imposition of U.S. tariffs on Canada

April 22, 2025
U.S. President Trump followed through on his threat that April 2 would mark a "Liberation Day" of tariff hikes to ...
Read more

CDSPI Funds Top the Table for the Second Year in a Row!

April 15, 2025
For the second consecutive year, CDSPI's Family of Funds ranked #1 in investment performance based on data from Morningstar Direct. ...
Read more

A Grain of Salt

April 7, 2025
Some people aren't taught about personal finance at home or school and can struggle with investing their money, managing debt, ...
Read more