As you build and expand your practice, you are likely looking long term toward protecting your practice from unforeseen circumstances, securing your retirement and funding your children’s education. We’re here to keep driving your financial success and practice forward through expert advice from our insurance and investment planning professionals.
We provide financial planning expertise and exclusive access to insurance and investment solutions, complete with preferred pricing for dental professionals. To ensure a brighter financial future, our investment planning advisors can help you find the right investment solutions to help you meet your goals. And to safeguard you, your family and practice from potential financial risks, we offer a valuable range of protection, from disability and family life insurance to malpractice, office overhead and staff insurance plans—plus much more. We can also protect you from construction risks when building or renovating your practice.
Our diverse lineup of low-fee investment funds offers you a range of asset classes, investment managers and styles.
Privately Managed Portfolios
If you have investable assets over $1 million, you can access top-tier discretionary wealth-management services.
Insurance-based Investment Strategies
Access CDSPI’s Whole Life and Universal Life insurance offerings to combine lifetime insurance coverage with a tax-deferred accumulation of savings.
Self-Directed Investment Services
For do-it-yourself investors, CDSPI provides dental professionals with exclusive, preferred pricing with Qtrade Securities Inc.
In the event of your death, this plan provides your beneficiary with up to $2 million to assist in meeting financial obligations, such as their debts, expenses or taxes.
Family Life provides you with up to $1 million in the event of the death of your spouse, to meet financial obligations, funeral expenses, the costs of childcare or other expenses. You can also get coverage for dependent and non-dependent children and those in post-secondary studies.
Permanent Life - Term 100
Term 100 offers life-long financial support to your dependents and helps meet your estate planning needs. The plan is called “Term 100” because you pay the same premium each year until age 100.
Permanent Life - Whole Life and Universal Life
Accidental Death and Dismemberment (AD&D)
Provides you with compensation to help cope with the financial consequences of a serious accidental injury. Also provides a benefit to your beneficiary if you die in an accident.
Built with practicing dentists in mind, DisabilityGuard™ insurance helps protect your lifestyle and earning power from a disabling illness or injury that prevents you from working.
Combines protection for your contents, income and expenses and risk of a lawsuit. Insures against fire, theft, and liability suits arising from slip and fall claims. Protection offered in one convenient, cost-effective package.
Protects dentists who own the building they practice in. Available for a competitive additional premium.
Reimburses certain office expenses you incur if illness or injury prevent you from working. Helps cover the ongoing expenses of your practice in the event of a disability.
Offers your dental-practice employees protection for three types of coverage—life, accident and disability insurance. Coverage types can be purchased together or separately.
Protects you in the event a patient makes a claim against you arising out of your professional services.
Ontario Excess Malpractice
Provides protection in excess of your mandatory primary policy in the event a patient makes a claim against you that arises from your professional services. Available to Ontario Dental Association members who are licensed to practise in Ontario.
Professional Legal Expenses Plan
Covers legal expenses related to an insurance company audit, a professional disciplinary or complaint hearing, and investigations concerning licensing or fitness to practise.
Travel Edge/Travel Edge Plus
Provides you with emergency medical coverage anywhere in the world outside your home province and includes a broad range of coverage. Available through one low premium that covers you for an entire year.
Offers a variety of advantages including 24/7 claims assistance and multi-line discounts. Provides preferred group rates for dental professionals, their spouses, staff, and dependents.
Personal Umbrella Liability
Provides extra coverage above your existing home, auto, boat, or vacation property in Canada—in the event of large lawsuits from third parties.