Retirement
Mode

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Retirement Mode

If you’re approaching retirement or already retired, your financial priorities are changing as you focus on protecting yourself, living on your retirement savings and leaving a legacy for your loved ones. Sound insurance and investment advice is critical, even in retirement.

We provide financial planning expertise and exclusive access to insurance and investment solutions tailored to your changing needs—while offering preferred pricing exclusively for dental professionals.

And if you’re planning to maintain your practice beyond age 65—perhaps part time—you can continue to access essential insurance plans for your practice, such as malpractice and office insurance. We can also provide coverage for your personal needs—including health, disability, travel, home and auto insurance.

 

CDSPI Funds

Our diverse lineup of low-fee investment funds offers you a range of asset classes, investment managers and styles.

Privately Managed Portfolios

If you have investable assets over $1 million, you can access top-tier discretionary wealth-management services.

Self-Directed Investment Services

For do-it-yourself investors, CDSPI provides dental professionals with exclusive, preferred pricing with Qtrade Securities Inc.

Permanent Life - Whole Life and Universal Life

Whole Life and Universal Life insurance protects your wealth and helps you meet your long-term financial and estate planning goals. These policies allow you to combine lifetime insurance with a tax-efficient accumulation of assets for your estate.

Partner Insurance (Life)

Partner Insurance helps you offset financial losses resulting from the death of a key person in your practice, or to buy out a deceased partner’s interest in the practice. It offers two types of life insurance – Basic Life Insurance and Term 100 Life Insurance, both underwritten by Manulife.

CDSPI Retiree Benefits

Provides continuing health and dental coverage for you and your family during retirement.

Travel Edge/Travel Edge Plus

Provides you with emergency medical coverage anywhere in the world outside your home province and includes a broad range of coverage. Available through one low premium that covers you for an entire year.

CDSPI Home & Auto

Offers a variety of advantages including 24/7 claims assistance and multi-line discounts. Provides preferred group rates for dental professionals, their spouses, staff, and dependents.

Personal Umbrella Liability

Provides extra coverage above your existing home, auto, boat, or vacation property in Canada—in the event of large lawsuits from third parties.

There are a number of tools and calculators available to help you plan for your future. Please select from our list below:

 

Members’ Assistance Program

Life happens.

Let us help.

The Members’ Assistance Program (MAP) safeguards the wellbeing of dental professionals. The Program provides confidential, no cost support and advice for dentists, dental staff and their immediate family members. It offers assistance on work, life and health matters, in a variety of ways suiting each situation and lifestyle.

MAP services are offered through Shepell, Canada’s largest provider of Employee and Family Assistance Programs.

For more details, please download the MAP brochure or contact MAP 24/7:

Phone: 1.844.578.4040

Online: workhealthlife.com

Mobile app:
EAP by: Shepell (from itunes.com)
EAP by: Shepell (from play.google.com)

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