When you begin your career, your financial needs will expand. CDSPI is pleased to offer reduced premiums on insurance plans for associates who participated in our no-cost student package, including disability, life and TripleGuardTM insurance.

Our financial planning advisors can help kick-start your financial plan by focusing on your most important short- and long-term goals, such as paying down your student debt, saving for home ownership and starting your practice.



Our diverse lineup of low-fee investment funds offers you a range of asset classes, investment managers and styles.

TripleGuardTM Associates

Combines protection for your contents, income and expenses and risk of a lawsuit. Insures against fire, theft, and liability suits arising from slip and fall claims. Protection offered in one convenient, cost-effective package. Pandemic coverage not available on new policies.

Basic Life

In the event of your death, this plan provides your beneficiary with up to $2 million to assist in meeting financial obligations, such as their debts, expenses or taxes.

Family Life

Family Life provides you with up to $1 million in the event of the death of your spouse, to meet financial obligations, funeral expenses, the costs of childcare or other expenses. You can also get coverage for dependent and non-dependent children and those in post-secondary studies.

Permanent Life - Term 100

Term 100 offers life-long financial support to your dependents and helps meet your estate planning needs. The plan is called “Term 100” because you pay the same premium each year until age 100.

Accidental Death and Dismemberment (AD&D)

Provides you with compensation to help cope with the financial consequences of a serious accidental injury. Also provides a benefit to your beneficiary if you die in an accident.


Built with practicing dentists in mind, DisabilityGuard™ insurance helps protect your lifestyle and earning power from a disabling illness or injury that prevents you from working.


Protects you in the event a patient makes a claim against you arising out of your professional services.

Ontario Excess Malpractice

Provides protection in excess of your mandatory primary policy in the event a patient makes a claim against you that arises from your professional services. Available to Ontario Dental Association members who are licensed to practise in Ontario.

Professional Legal Expenses Plan

This plan is no longer available.

There are a number of tools and calculators available to help you plan for your future. Please select from our list below:


Members' Assistance Program


Life happens.

Let us help.

The Members’ Assistance Program (MAP) safeguards the wellbeing of dental professionals. The Program provides confidential, no cost support and advice for dentists, dental staff and their immediate family members. It offers assistance on work, life and health matters, in a variety of ways suiting each situation and lifestyle.

MAP services are offered through Shepell, Canada’s largest provider of Employee and Family Assistance Programs.


Phone: 1.844.578.4040


Mobile app:
EAP by: Shepell (from
EAP by: Shepell (from

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