Starting Out
Start your career off right. With people who understand the needs of dentists.
- Student
- Associates
- Practice Owners
- Retirement Mode
Associates
When you begin your career, your financial needs will expand. CDSPI is pleased to offer reduced premiums on insurance plans for associates who participated in our no-cost student package, including disability, life and TripleGuardTM insurance.
Our financial planning advisors can help kick-start your financial plan by focusing on your most important short- and long-term goals, such as paying down your student debt, saving for home ownership and starting your practice.
CDSPI Funds
Malpractice
Protects you in the event a patient makes a claim against you arising out of your professional services.
Excess Malpractice
Provides protection in excess of your mandatory primary policy in the event a patient makes a claim against you that arises from your professional services.
TripleGuardTM Associates
TripleGuard Insurance for Associates is designed with flexibility for your specific coverage needs, including protection for your dental equipment and contents; replacement of lost income from interruption due to practice damage; and insurance against commercial liability lawsuits–all in one convenient, cost-effective package.
Basic Life
In the event of your death, this plan provides your beneficiary with up to $4 million to assist in meeting financial obligations, such as their debts, expenses or taxes.
Family Life
Family Life provides you with up to $1 million in the event of the death of your spouse, to meet financial obligations, funeral expenses, the costs of childcare or other expenses. You can also get coverage for dependent and non-dependent children and those in post-secondary studies.
Permanent Life - Term 100
Term 100 offers life-long financial support to your dependents and helps meet your estate planning needs. The plan is called “Term 100” because you pay the same premium each year until age 100.
Accidental Death and Dismemberment (AD&D)
Provides you with compensation to help cope with the financial consequences of a serious accidental injury. Also provides a benefit to your beneficiary if you die in an accident.
DisabilityGuard™
Built with practicing dentists in mind, DisabilityGuard™ insurance helps protect your lifestyle and earning power from a disabling illness or injury that prevents you from working.