"An economic soft landing is still in sight as unemployment is relatively low, economic growth is positive, corporate earnings are showing signs of improvement, and ...
Key Takeaways: The COVID-19 pandemic brought unprecedented challenges to dentistry, impacting the wellness of dental professionals, their staff, and their families. It is crucial for ...
Contributed by the Alberta Dental Association In December of 2020, the Government of Alberta passed a bill that would amend the Health Professions Act. This ...
Part 2: September 2023 (update) Bridge to Health had a successful and very fulfilling outreach to the Kalangala District of Uganda on Lake Victoria this ...
In Canada, floods are the most commonly experienced natural hazard1. Our insurance partner, Zurich Canada, has prepared a list of resources that can help protect ...
At CDSPI we understand the importance of protecting your assets, including your vehicle. Unfortunately, car theft is on the rise, and it's important to take ...
Exceptional leaders recognize that time is their most valuable asset. Strategically allocating it to patient care, nurturing relationships with family and friends, and attending to ...
By: The Personal Did you know over 7,4001 forest fires occur in Canada every year? Most of them are caused by hot temperatures combined with drought, ...
Traditional travel tips remind you to have a valid passport and pack comfortable shoes, but there are other considerations that will make your adventures more ...
If you own a dental practice and are beginning to think about selling the business, potential buyers will look closely at your financial and operational ...
The Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, delivered the 2023 Federal Budget (Budget 2023), entitled A Made-In-Canada Plan, on March 28, 2023. ...
Ontario Minister of Finance Peter Bethlenfalvy tabled the province's 2023 Budget on Thursday, March 23, 2023. This year's budget, titled Building a Strong Ontario, is focused ...
The co-insurance clause is a clause found on CDSPI's TripleGuard™ Building Insurance. It's important to understand how it works because it affects the amount payable in ...
The recent news related to three specific, regional bank situations in the US and one in Europe has triggered some market volatility and potentially worrisome ...
TORONTO, March 28, 2023 - CDSPI, the leading provider of insurance, investments and tailored financial advice to dentists and dental students across Canada, and MNP, ...
Regardless of how your dental practice performs today, there's always room for enhancements and growth. Read this article for helpful advice. Read the full article ...
Our advisors discuss how making informed financial decisions early can set you up for success in your dental career. Read the full article at Scotiabank.com
Upgrading your existing practice with the right technology can help ensure that your patients receive the best dental care. Read the full article at Scotiabank.com
Your first dental practice is experiencing success. Here are some questions to bear in mind when planning to expand. Read the full article at Scotiabank.com
Perspectives on Wellness is a series dedicated to wellness in the dental community. This article focuses on Dr. Diana Liu, an associate dentist and certified ...
Regardless of whether you own or rent your home, the right home insurance helps ensure your space and your possessions are properly protected. These 4 ...
According to a recent study1, personal finances are the greatest source of stress for 22% of Canadians. Could there be a relationship to the increase ...
By: Cumberland Private Wealth For the first time in over a decade, Guaranteed Investment Certificates (GICs) are offering reasonably attractive interest rates or yields. As ...
Our discount brokerage partner, Qtrade Direct Investing, has been ranked Canada's Best Online Brokerage Service Experience by Surviscor with a score of 91%. Qtrade Direct ...
Every year around this time, the question comes up over whether to invest in a Registered Retirement Saving Plan (RRSP) or a Tax-Free Savings Account ...
A great new resource for dentists from Lifelong Learning Facilitator, Dr. John O'Keefe who launched a new website earlier this year. Learning with Dr. O'Keefe ...
A guide for dentists on buying or renting real estate for their dental practice. This article is provided by Scotiabank® Healthcare & Professional Banking. To ...
CDSPI is on the road a lot these days visiting universities across the country meeting tomorrow's dentists and welcoming them to the financial services organization ...
Every month, an insurance premium is deducted from your bank account; representing the confidence of knowing that if you can't work for medical reasons, you, ...
CDSPI is pleased to share 'Understanding the Real Estate Market Today' hosted by Cumberland Private Wealth Management, in the recent edition of their Wealth Management ...
The popularity of buying a dash cam is rising, and for several reasons-including the fact that they have become much more affordable and could provide ...
Please join us in congratulating our advisor Debbie Okamoto, CFP®, Senior Investment Planning Advisor on her retirement on May 31, 2022. Debbie has worked with ...
Overcoming Staff Recruitment and Retention Challenges Recruiting and retaining staff within a dental practice is one of the many challenges faced by dentists. Especially now ...
Synopsis MNP's Gavin Miranda highlights key details professionals in Canada should consider following the tabling of the 2022 Federal Budget in early April. The new ...
TORONTO, April 27, 2022 - Today, Scotiabank and CDSPI announce a new five-year strategic agreement. Under this new arrangement, Scotiabank will be the exclusive referral ...
CDSPI is pleased to share the Quarterly Investment Review hosted by Charles Simms, President and CEO of Cumberland Private Wealth Management that aired live on ...
Have you ever wondered what might happen if your dental equipment breaks unexpectedly? There is a really helpful option on your TripleGuard™ Insurance, called 'equipment ...
Synopsis Deputy Prime Minister and Minister of Finance the Hon. Chrystia Freeland tabled the Federal Government's budget on April 7, 2022. On April 7, 2022, ...
Synopsis There are various deductions and credits available to professionals to help manage their personal tax liability. It's that time of the year again when ...
By: Invesco Canada Blog Synopsis A great overview from the Invesco Canada blog March 1, 2022, Assessing the impact of economic sanctions on Russia addressing ...
Synopsis Divorce can be a contentious and costly process for professional practice owners. We evaluate options to divide assets in both a tax efficient and ...
Synopsis Deputy Prime Minister and Minister of Finance Chrystia Freeland released the Federal Government's Fall Economic and Fiscal Update on December 14, 2021. On December ...
We are saddened and concerned by the military invasion in Ukraine. War, violence, and political uncertainty can cause stress, anxiety, and other responses, even if ...
Acts of violence, whether they occur locally or abroad, can affect our sense of safety -about the present and the future. Graphic images can heighten ...
Synopsis British Columbia Finance Minister Selina Robinson tabled the Provincial Government's 2022 budget on February 22, 2022. On Tuesday, February 22, 2022, British Columbia Minister of ...
An interesting report addressing some of the recent market volatility from Sun Life Global Investments in their Q4 2021 Market Update. The update also includes ...
Did you know that coverage for sewer back-up and water seepage through the roof aren't automatically included with most home insurance policies? Know your policy and head off a ...
By Cumberland Private Wealth Management Inc. Tips to maximize your results For more than a decade, advisors and financial planners across the country have been ...
How did the markets perform in this quarter and how might this impact your investments? Get information and expert opinions from CDSPI’s fund managers, including ...
CDSPI makes things easier by offering several payment options to suit your needs. A convenient payment option is setting up recurring payments as it's easier ...
Your office has taken on a new employee who recently migrated to Canada from Singapore. Although she seems nice, you notice she never directly looks ...
Mental illness is of such significant concern that the World Health Organization (WHO) has implemented a global Special Initiative for mental health. While mental health ...
A traumatic event is any situation that causes a person to experience unusually strong emotional reactions that have the potential to interfere with their ability ...
A traumatic event is any situation that causes a person to experience unusually strong emotional reactions that have the potential to interfere with their ability ...
Children do not have the ability to communicate worries or concerns through words. They just don't have the vocabulary. Teens have the vocabulary, however, they ...
Levon Barker, a portfolio manager at Cumberland Private Wealth, explains the inner workings of Cryptocurrency in discussion with CDSPI. In this video, Mr. Barker ...
Find all the latest news and updates related to COVID-19 in one central place. Access information on insurance plans, market commentaries, tax news and more. ...
Although every child's reaction to stress will be unique, there are some common ways that children respond to natural disasters and the disruptions they can ...
The right advice makes all the difference when Planning Your Retirement. Reaching retirement should be a time of celebration. Giving up the daily routine of long workdays ...
The COVID-19 pandemic has meant upheaval in many areas of life, creating feelings of sadness and disappointment for many. Dealing with these emotions can be ...
By: Shawnalynn Perron, MBA, CIM, FEA, Portfolio Manager, Cumberland Private Wealth Management Inc. Since the current pandemic means we’re all spending more time ...
Phil D'Iorio, Portfolio Manger at Cumberland Private Wealth, shares his thoughts on global equity markets – including everything that has transpired over the last year, ...
In this video, CDSPI and Cumberland discuss financial planning with Dr. Chris Kiazyk and his wife, Barb. Learn how CDSPI and Cumberland have supported Dr. ...
In this video, CDSPI and Cumberland discuss financial planning with Dr. Peter Kowal and his wife, Wendy. Find out how CDSPI and Cumberland have been ...
The number of women in dentistry is increasing and they continue to face unique financial challenges relative to their male counterparts. In this webinar, ...
On Wednesday, March 24, 2021, Ontario’s Minister of Finance Peter Bethlenfalvy tabled the province’s 2021 Budget. The Budget, titled Ontario’s Action Plan: Protecting People’s Health ...
Watch our webinar, Financial Wellness for Female Dentists, to learn strategies from the women’s perspective on: • Key financial approaches for different stages of your ...
If there were a fire, storm or earthquake that damaged your practice, would you be able to manage without income for a time? Comprehensive insurance ...
Psychological resilience refers to the ability to manage stressors and "bounce back" from challenging life events. It's important to understand that resilience is not about ...
On November 17, 2020, Cumberland Private Wealth Management Inc. provided their outlook for the economy and its impact on forward earnings for the S&P 500. ...
By Shan Janmohamed, BA, CFP®, RRC®, Investment Planning Advisor, CDSPI Advisory Services Inc. sjanmohamed@cdspi.com | 1.800.561.9401, ext. 6826 The initial onset of the COVID-19 ...
On Thursday, November 5, 2020, Ontario Minister of Finance Rod Phillips released the province’s 2020 Budget. The budget builds on Ontario’s Action Plan: Responding to COVID-19, ...
You have many choices to weigh when you apply for and maintain CDSPI DisabilityGuard™ Insurance. Dentists who make the right choice are often very thankful ...
The COVID-19 pandemic has brought on many challenges, including a rise in the number of people suffering from depression. Some are experiencing mental health issues for ...
As we are now in the second wave of COVID-19, the Federal Government has announced new and expanded support for businesses. This targeted support includes a ...
Having the right insurance can protect you, your family, your practice and your lifestyle against unforeseen events. As you might imagine, insurance isn't one-size-fits-all - ...
Interview with a New Dentist Name: Dr. Nima Khosraviani Graduation: 2020, Faculty of Dentistry, University of Toronto Achievements: President of the Xi Psi Phi ...
Resilience is a popular word these days, used to describe people, businesses, sports teams and more. Resilience is a critical characteristic to have – or ...
The COVID-19 pandemic has changed our lives in many ways. It’s impacting how we work, socialize, and, ultimately, how we live. Dental practices have had ...
Find all the latest news and updates related to COVID-19 in one central place. Access information on insurance plans, market commentaries, tax news and more. ...
Returning to school during the COVID-19 pandemic means that both kids and parents will need to adjust to new rules and routines. Whether it’s wearing ...
Many parents are facing difficult questions around whether to send their children to school as schools make decisions around what teaching will look like in ...
As a newly practicing dentist, it's important to consider investing to help achieve your future financial goals. Starting to invest early while paying down student ...
As you start practicing and earning a regular income, it's important to consider your financial future. A recent study showed that working with a financial ...
You may feel overwhelmed by all you must do after self-isolation lifts, from checking in on relatives to returning to your dental practice. Knowing what ...
On June 15, the federal government announced that it will expand eligibility for the Canada Emergency Business Account (CEBA). Here is an update from our ...
The COVID-19 pandemic has caused chaos and uncertainty for many practice owners and the broader economy. Stock exchanges around the world have experienced significant volatility, ...
Dr. James (Jim) Bonar, DMD Graduation: University of Manitoba Dental Faculty, Class of 1983 Practice: Chancellor Dental Group, Brandon, Manitoba Dr. Bonar served as a ...
CDSPI partner, Cumberland Private Wealth discusses how the equity and fixed income markets have evolved since the outbreak of the COVID-19 crisis, and how this ...
Recently the government announced a number of updates to the federal subsidy programs. Here is an overview of the latest changes from our accounting partner, ...
On May 15, 2020, Finance Minister Bill Morneau announced the extension and expanded eligibility of the Canada Emergency Wage Subsidy (CEWS) program. These changes, along ...
Candice Bangsund, Vice President and Portfolio Manager, Global Asset Allocation, Fiera Capital, provides financial market developments as of April 22, 2020. She also discusses Fiera ...
CDSPI is pleased to share a detailed overview of government support programs, such as business loans and wage subsidies available to individuals and businesses in ...
The Federal Government has announced that applications for the Canada Emergency Wage Subsidy (CEWS) will open Monday, April 27, 2020. Our accounting partner, MNP, has ...
Sadiq Adatia, Chief Investment Officer at Sun Life Global Investments, provides his insights on markets, the economy and factors that have been driving market behavior ...
On Saturday, April 11, 2020, the Federal Government released the much-anticipated tax legislation with respect to the Canada Emergency Wage Subsidy (CEWS). The Government’s intent ...
Senior managers from CI Multi-Asset Management recently conducted a webinar to explain how they are handling their current investment positions. Following are the main points ...
On Monday, March 30, 2020, Prime Minister Justin Trudeau announced further adjustments to Canada’s wage subsidy program. The announcement was only a high-level description of ...
Last week the Canada Revenue Agency (CRA) announced a Temporary Wage Subsidy for Employers. They’ve now released further details. Here is an overview of how ...
The current COVID-19 pandemic has many investors wondering what’s in store for global markets. In this current climate, CDSPI offers views from our partner, Schroder ...
The COVID-19 pandemic has caused many Canadian businesses, including dental practices, to shut down indefinitely. In these uncertain times, CDSPI shares advice from our accounting ...
CDSPI’s accounting partner, MNP, provides of overview of the tax changes instituted by the Government of Canada in response to the coronavirus pandemic. We are ...
On March 17th, 2020 the team at Cumberland Private Wealth Management Inc. discussed recent volatility in the financial markets, and offered reasons for some optimism in ...
Candice Bangsund, Vice President and Portfolio Manager, Global Asset Allocation, Fiera Capital, provides insights on the recent turmoil in financial markets as of March 12, ...
Sadiq S. Adatia, Chief Investment Officer at Sun Life Global Investments comments on current market conditions, the likelihood of a recession sparked by the coronavirus, and ...
Gerry Connor, Chairman, Cumberland Private Wealth Management Inc., shares his seasoned perspective on disruptive market events, such as the Coronavirus and what they are doing ...
CDSPI’s Granite Portfolio managers take active steps to counter the effects of COVID-19. CDSPI Granite Portfolios, managed by Sun Life Global Investments, are designed ...
CDSPI’s Low Volatility Global Equity Fund, managed by MFS, invests in North American and International equities with strong earnings growth relative to their volatility and ...
In mid-February, we asked Candace Bangsund, Vice President and Portfolio Manager at Fiera Capital, to share her thoughts about the coronavirus epidemic and its likely ...
The following article is adapted and reprinted with permission from the TELUS Health website www.one.telushealth.com. As a manager, your ability to lead and motivate employees ...
From devastating wildfires to major flooding and tornados, Canada has experienced many extreme weather events, and they appear to be happening with greater regularity and ...
Consider this scenario. When you started practising, your annual earned income1 was about $120,000 and you purchased enough disability insurance to support your lifestyle - ...
Mahsa Soraya, DMD Graduation: University of British Columbia, 1991 Practice: Angel Care Dental, Delta. B.C. Dr. Mahsa Soraya and her husband, Dr. Alex Galo, were ...
There are many potential pitfalls on the road to financial security. Our Investment Planning Advisors*, who work exclusively with dentists, tend to see common errors ...
Two years ago we interviewed recent graduate, Dr. Khash Gharavi, who was working at three practices and pondering what the future might hold for him. ...
When you look at the returns for your investment funds, the fund fees, or MERs (management expense ratios), are already included, so they’re essentially invisible. ...
As we’ve seen recently, there are always months when the market performs better, or worse, than others. A smart investment strategy is to use “dollar ...
Data shows that distraction is responsible for more road fatalities than impaired driving.1 Texting is the main culprit, to be sure, but there are many ...
Name: Dan Shirvani, BSc. Graduation: 2019, Faculty of Dentistry - Dalhousie University Achievements: 1st degree black belt in Shorin-Ryu Karate, 1st place Prosthodontics Olympics 2017, ...
A disciplinary hearing or investigation is a serious—and potentially expensive—matter. No dentist wants to experience a hearing, but if the worst case happens, the best ...
In 2017, Canadians lost more than $95 million to financial scams1. Every year fraudsters become more clever and sophisticated-which means we have to become more ...
There are so many disability insurance products to choose from-each with their own unique options. Sometimes it can be difficult to understand the options available ...
A dentist shares her experience-and advice Dr. Brenda Thomson recently sold her practice to her associate, and continues to work there as an associate. Dr. Thomson believes one of the ...
Malware. Phishing. Password Attacks. Rogue Software. Every day, cyber attacks are becoming smarter and more aggressive. Your client list contains personal information that is an ...
Raylien Chao studied in Taiwan, Wisconsin, New York, Minnesota, and Florida before starting to practise last summer in Vancouver. We asked her to share her ...
Interview with a New Dentist Name: Dr. Khash Gharavi Graduation: 2017, Faculty of Dentistry, University of Toronto Achievements: President of the FCDSA/FAEMDC (2015-2017) Current role: ...