Associates
Insurance Solutions for Associates
As an associate, you can benefit from comprehensive insurance protection to safeguard your professional life. CDSPI has you covered with prices and plans exclusive to dental professionals like you, including disability, health and malpractice insurance. We also offer plans that meet your personal needs, such as life, travel, home and auto insurance.
Malpractice
Ontario Excess Malpractice
Provides protection in excess of your mandatory primary policy in the event a patient makes a claim against you that arises from your professional services. Available to Ontario Dental Association members who are licensed to practise in Ontario.
TripleGuardTM Associates
Combines protection for your contents, income and expenses and risk of a lawsuit. Insures against fire, theft, and liability suits arising from slip and fall claims. Protection offered in one convenient, cost-effective package. Pandemic coverage not available on new policies.
Basic Life
In the event of your death, this plan provides your beneficiary with up to $2 million to assist in meeting financial obligations, such as their debts, expenses or taxes.
Family Life
Family Life provides you with up to $1 million in the event of the death of your spouse, to meet financial obligations, funeral expenses, the costs of childcare or other expenses. You can also get coverage for dependent and non-dependent children and those in post-secondary studies.
Permanent Life - Term 100
Term 100 offers life-long financial support to your dependents and helps meet your estate planning needs. The plan is called “Term 100” because you pay the same premium each year until age 100.
Accidental Death and Dismemberment (AD&D)
Provides you with compensation to help cope with the financial consequences of a serious accidental injury. Also provides a benefit to your beneficiary if you die in an accident.
DisabilityGuard™
Built with practicing dentists in mind, DisabilityGuard™ insurance helps protect your lifestyle and earning power from a disabling illness or injury that prevents you from working.
There are a number of tools and calculators available to help you plan for your future. Please select from our list below:
- CDSPI DisabilityGuard™ Premium Calculator
- RRSP Savings Calculator (from the Ontario Securities Commission)
