Retirement Mode

Insurance Solutions for Retirement Mode

If you’re approaching retirement or already retired, your financial priorities are changing as you focus on protecting yourself, your dependants and your retirement savings. If you’re planning to practice beyond age 65, you can access essential insurance plans, such as malpractice and office insurance. We also offer coverage for your personal needs, including permanent life insurance, health, travel, home and auto insurance.

Permanent Life - Whole Life and Universal Life

Whole Life and Universal Life insurance protects your wealth and helps you meet your long-term financial and estate planning goals. These policies allow you to combine lifetime insurance with a tax-efficient accumulation of assets for your estate.

CDSPI Retiree Benefits

Provides continuing health and dental coverage for you and your family during retirement.

Travel Edge/Travel Edge Plus

Provides you with emergency medical coverage anywhere in the world outside your home province and includes a broad range of coverage. Available through one low premium that covers you for an entire year.

CDSPI Home & Auto

Offers a variety of advantages including 24/7 claims assistance and multi-line discounts. Provides preferred group rates for dental professionals, their spouses, staff, and dependents.

Personal Umbrella Liability

Provides coverage in case a large lawsuit award goes beyond the limit of one of your primary personal home or auto insurance coverages. This plan is no longer available through CDSPI Advisory Services Inc.

If you have a CDSPI home insurance policy underwritten by The Personal Insurance Company, please call them at 1.877.277.7230.  HUB International can also arrange Personal Umbrella Liability insurance coverage for CDSPI clients that will be underwritten by The Wawanesa Mutual Insurance Company*. You can contact HUB at 1.833.685.2622.

*Personal Umbrella Liability Protection through Wawanesa is not available in Newfoundland.