Investments

Beyond the Stars: CDSPI Shines with Morningstar Ratings

Investing in mutual funds, segregated funds or ETFs (exchange-traded funds) can be a complex undertaking, especially in turbulent economic times. ...

Diversifying Your Portfolio: Understanding Asset Classes

Diversification might sound like a financial buzzword, but it is key to building a healthy and resilient investment portfolio. Instead ...

Laddering: Safely scale to new financial heights

Laddering is a straightforward, low-risk investment strategy that involves systematically investing a set amount at regular intervals in low-risk investments ...

Dollar-Cost Averaging: A smoother path to success

While it might sound complicated, dollar-cost averaging (DCA) is a simple concept that can lead to results that are anything ...

Webinar: Cumberland Year End Investment Review

Contributed By: Cumberland Private Wealth "As interest rates pivot from rising to falling, inflation tapers off with no recession yet ...

The First Home Savings Account: Your Questions Answered

What is the First Home Savings Account? The first home savings account, or FHSA, is a new savings tool to ...

Investment Review and Outlook

Contributed By: Cumberland Private Wealth "An economic soft landing is still in sight as unemployment is relatively low, economic growth ...

Let the Experts Manage Your Wealth so You can Manage your Life.

Exceptional leaders recognize that time is their most valuable asset. Strategically allocating it to patient care, nurturing relationships with family ...
Cumberland Market News

Update on Recent Market News

Contributed By: Cumberland Private Wealth The recent news related to three specific, regional bank situations in the US and one ...

Escalators, Elevators and Swings. Advice for riding the stock market.

In the world of the stock market there's an old truism that you might have heard-as a general rule, markets ...

Debt: Minimizing Stress and Maximizing Benefits

According to a recent study1, personal finances are the greatest source of stress for 22% of Canadians.  Could there be ...

The problem with comparing GICs to fixed income funds

Contributed By: Cumberland Private Wealth For the first time in over a decade, Guaranteed Investment Certificates (GICs) are offering reasonably ...

Year End Investment Review and Outlook

Contributed By: Cumberland Private Wealth Get a review of what happened in the markets in 2022 and what is in ...

TFSA or RRSP? It Depends on Your Financial Plan.

Every year around this time, the question comes up over whether to invest in a Registered Retirement Saving Plan (RRSP) ...

Understanding Today’s Real Estate Market

CDSPI is pleased to share 'Understanding the Real Estate Market Today' hosted by Cumberland Private Wealth Management, in the recent ...

Economic Overview and Market Outlook Q2 2022

CDSPI is pleased to share the Economic Overview and Market Outlook for the Second Quarter of 2022 hosted by Charles ...

Q1 2022 Review with Q&A

CDSPI is pleased to share the Quarterly Investment Review hosted by Charles Simms, President and CEO of Cumberland Private Wealth ...

Assessing the impact of economic sanctions on Russia (Invesco)

By: Invesco Canada Blog Synopsis A great overview from the Invesco Canada blog March 1, 2022, Assessing the impact of ...

Latest Market Insights from Cumberland (Video)

On February 28th, 2022 Cumberland Private Wealth hosted a live presentation with Q&A to review where we have come to ...

Q4 2021 Market Update from Sun Life Global Investments

An interesting report addressing some of the recent market volatility from Sun Life Global Investments in their Q4 2021 Market ...

TFSA Strategies

By Cumberland Private Wealth Management Inc. Tips to maximize your results For more than a decade, advisors and financial planners ...

Q3 2021 Market Updates from our Partners

How did the markets perform in this quarter and how might this impact your investments? Get information and expert opinions ...

Cryptocurrencies and Investing (Video)

  Levon Barker, a portfolio manager at Cumberland Private Wealth, explains the inner workings of Cryptocurrency in discussion with CDSPI. ...

Videos: In Conversation with Dentists at Every Age and Stage

  Hear from CDSPI, Cumberland and our clients and how they have planned for their financial future at every age ...

Customize Your Retirement: Consider an Individual Pension Plan (IPP)

  Only you know what you want your retirement to look like. If your practice is incorporated and you are ...

Is it time to review your investment portfolio strategy?

  Did you make a last-minute contribution this past RRSP season without having an investment strategy in place? If so, ...

What About the Cottage?

  By: Shawnalynn Perron, MBA, CIM, FEA, Portfolio Manager, Cumberland Private Wealth Management Inc.   Since the current pandemic means ...

Six Tips for Tax Savvy Dentists

No one wants to pay unnecessary taxes. Follow these six tips to help minimize your tax burden and maximize the ...

Planning a Big Withdrawal? Act Now To Save On Tax.

Do you want to use corporate assets to pay off your mortgage, build a cottage, or buy a second practice? ...

Global Equity Market Update (Video)

Phil D'Iorio, Portfolio Manger at Cumberland Private Wealth, shares his thoughts on global equity markets – including everything that has ...

In Conversation with Dentists at Every Age and Stage, Part 3

In this video, CDSPI and Cumberland discuss financial planning with Dr. Chris Kiazyk and his wife, Barb. Learn how CDSPI ...

In Conversation with Dentists at Every Age and Stage, Part 2

In this video, CDSPI and Cumberland discuss financial planning with Dr. Peter Kowal and his wife, Wendy. Find out how ...

Video: In Conversation with Dentists at Every Age and Stage, Part 1 – Practising

In this video, CDSPI discusses financial planning with Dr. Anna Thompson and her husband, Jason. Hear how CDSPI has been ...

New Year, New Financial Plan

The events of 2020 threw a wrench into even the best laid plans – financial or otherwise. As a dental ...

Market Review and Outlook

On November 17, 2020, Cumberland Private Wealth Management Inc. provided their outlook for the economy and its impact on forward ...

Personal Finance and Practice Tips to Navigate the Unpredictable

By Shan Janmohamed, BA, CFP®, RRC®, Investment Planning Advisor, CDSPI Advisory Services Inc. sjanmohamed@cdspi.com | 1.800.561.9401, ext. 6826   The ...

Advice or No Advice: What’s the Impact?

In life and in money, it pays to have someone in your corner. Whether you’re looking to achieve exciting life ...

How to Build Financial Resilience During a Crisis

Resilience is a popular word these days, used to describe people, businesses, sports teams and more. Resilience is a critical ...

Coping with Reduced or Lost Income

The COVID-19 pandemic has changed our lives in many ways. It’s impacting how we work, socialize, and, ultimately, how we ...

Investing as a New Dentist – What You Need to Know

As a newly practicing dentist, it's important to consider investing to help achieve your future financial goals. Starting to invest ...

What to Expect When Working with a Financial Advisor

As you start practicing and earning a regular income, it's important to consider your financial future. A recent study showed ...

10 Tips to Help You Achieve Financial Wellness

As you begin practicing and earning an income, now is the perfect time to get organized and create goals for ...

Market Review

CDSPI partner, Cumberland Private Wealth discusses how the equity and fixed income markets have evolved since the outbreak of the ...

April 22: Fiera Capital Discusses the Latest Market Conditions

Candice Bangsund, Vice President and Portfolio Manager, Global Asset Allocation, Fiera Capital, provides financial market developments as of April 22, ...

April 16: CORONAVIRUS – Update on the markets and economy

Sadiq Adatia, Chief Investment Officer at Sun Life Global Investments, provides his insights on markets, the economy and factors that ...

April 12: Tax Update Response to COVID-19

On Saturday, April 11, 2020, the Federal Government released the much-anticipated tax legislation with respect to the Canada Emergency Wage ...

April 9: How CI Investments is Responding to the COVID-19 Crisis

Senior managers from CI Multi-Asset Management recently conducted a webinar to explain how they are handling their current investment positions. ...

April 2: Has the Market Reached the Bottom?

By March 23, the S&P 500 had dropped 33.9% from its all-time high few weeks earlier. Since that point it ...

March 31: Federal Tax Response to COVID-19

On Monday, March 30, 2020, Prime Minister Justin Trudeau announced further adjustments to Canada’s wage subsidy program. The announcement was ...

March 30: A Week of Rallying Markets

The markets were extremely volatile during the week of March 23-27, but this time in a positive direction. From its ...

March 25: The Chinese experience of COVID-19

The current COVID-19 pandemic has many investors wondering what’s in store for global markets. In this current climate, CDSPI offers ...

An Update from Cumberland on Financial Markets

On March 17th, 2020 the team at Cumberland Private Wealth Management Inc. discussed recent volatility in the financial markets, and offered ...

COVID-19 Market Update from Fiera Capital

Candice Bangsund, Vice President and Portfolio Manager, Global Asset Allocation, Fiera Capital, provides insights on the recent turmoil in financial ...

Capital Group CEO Tim Armour on weathering the coronavirus

In light of the recent market turmoil, and as the world reacts to the ongoing spread of coronavirus (COVID-19), CDSPI ...

Market Corrections–From Fear to Opportunity

Sadiq S. Adatia, Chief Investment Officer at Sun Life Global Investments comments on current market conditions, the likelihood of a recession ...

How Cumberland Manages in Disruptive Times

Gerry Connor, Chairman, Cumberland Private Wealth Management Inc., shares his seasoned perspective on disruptive market events, such as the Coronavirus ...

Market volatility: looking beyond the Coronavirus

CDSPI’s Granite Portfolio managers take active steps to counter the effects of COVID-19.   CDSPI Granite Portfolios, managed by Sun ...

A CDSPI Fund Designed to Soften the Impact in Volatile Times

CDSPI’s Low Volatility Global Equity Fund, managed by MFS, invests in North American and International equities with strong earnings growth ...

Stay Off The Emotional Roller Coaster

Roller coasters provide plenty of thrills at an amusement park. Not so much when it comes to your investments.   ...

How Will the Coronavirus Affect Your Investments?

In mid-February, we asked Candace Bangsund, Vice President and Portfolio Manager at Fiera Capital, to share her thoughts about the ...

Starting Out as a Couple – Planning Your Shared Financial Future

This is an exciting life milestone, when you start making long term plans as a couple – shared goals, shared ...

8 Investment Mistakes Dentists Need to Avoid

There are many potential pitfalls on the road to financial security. Our Investment Planning Advisors*, who work exclusively with dentists, ...

Restore Balance to Your Portfolio

Have you ever spent the weekend indulging in your favourite comfort foods – juicy steak, aged cheese, salty potato chips ...

8 Tips to Help You Keep a Healthy Credit Score

You apply for a mortgage, car loan, business loan, or credit to make a significant purchase. The first thing the ...

Fees Matter More Than You May Think

When you look at the returns for your investment funds, the fund fees, or MERs (management expense ratios), are already ...

True Wealth is a State of Mind

  On CDSPI's 60th anniversary, we talked to two dentists-clients for over 40 years-who have taken great joy from their ...

Whimsical Jargon for Investors In the Know

The investment world can sometimes feel like a fantasy realm-or a zoo. No surprise then that there is a rich ...

Take Full Advantage of Market Ups and Downs

As we’ve seen recently, there are always months when the market performs better, or worse, than others. A smart investment ...

8 Financial Scams Targeting Canadians

In 2017, Canadians lost more than $95 million to financial scams1. Every year fraudsters become more clever and sophisticated-which means ...

Five Bad Behaviours that Could Hurt Your Wealth

Behavioural Finance is a big term that may sound intimidating. But it is actually just a term for all the ...